FICO Score Now Available to Americans on - Consumers who know their FICO Score are empowered to make better financial decisions

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SAN JOSE, Calif. — December 29, 2014 FICO (NYSE:FICO), the predictive analytics and decision management software company, today announced that the industry-leading FICO®Score is now available to consumers at Consumers can now go to Experian to access the credit score lenders use most when determining applicant eligibility for new credit cards, car loans, mortgages or other lines of credit.

“People who know their FICO Scores are in the driver’s seat when it comes to understanding credit and obtaining the best terms for themselves,” noted Jim Wehmann, executive vice president of Scores for FICO. “When it comes to the FICO Score, knowledge is financial power.”

“Our members asked for the credit score they recognize as being most relevant,” said Guy Abramo, president of Experian Consumer Services. “FICO Scores are used by lenders more than any other credit scores and we now offer them to our members as a complement to the Experian credit reports and other credit resources that are part of our consumer products.”

In addition to FICO®Scores, Experian members will also receive educational information and resources to help them better understand their score. This includes the top factors that are affecting it, a credit timeline that contains alerts about any changes in their score and their Experian credit report. All of this is available on any web-enabled device.

FICO® Scores, which generally fall within a 300-850 score range, are used in 90 percent of U.S. credit decisions. FICO® Scores assess information in a person’s credit report at a particular point in time. Lenders use these scores to estimate a person’s credit risk – how likely one is to pay credit obligations as agreed. FICO® Scores can influence the credit limit, interest rate, loan amount, rewards programs, balance transfer rates, and other terms that lenders will offer a person.

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About FICO

FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. The company’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries. FICO provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Many of our products reach industry-wide adoption. These include the FICO® Score, the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health. FICO: Make every decision count™. Learn more at

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FICO and “Make every decision count” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries.

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