FICO Supplies Cloud-Based Decision Service to Insurer SulAmérica Using Google App Engine

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SÃO PAULO — September 19, 2012 — FICO (NYSE: FICO), the leading provider of analytics and decision management technology, today announced that Brazilian insurance company SulAmérica, which insures more than 6.7 million people and is associated with the ING Group, will make underwriting decisions based on a version of the FICO® Blaze Advisor® business rules management system hosted on Google’s cloud computing platform. By accessing the FICO system hosted on the Google App Engine, SulAmérica can make more consistent, flexible underwriting decisions while avoiding high costs in hardware acquisition and maintenance.

The use of FICO Blaze Advisor in the cloud will allow the 30,000 brokers at Brazil’s biggest independent insurance company to quickly manage and change business rules for underwriting processes in health insurance and dental insurance. This project follows a successful proof of concept in which the FICO system was hosted on the Google App Engine for SulAmérica, which is the first company worldwide to access a cloud-based version of FICO Blaze Advisor.

“Accessing decisions in the cloud will allow us to expand our operations without a substantial rise in costs,” said Umberto Reis, chief technology officer of SulAmérica. “The FICO business rules technology will also make the process of maintaining and changing business policies much cheaper, while maintaining their integrity and protecting our security.”

“The joint work of FICO and SulAmérica resulted in this pioneering initiative, and we are excited about the results,” said Robert Duque-Ribeiro, vice president and general manager for FICO in Latin America. “It is a perfect illustration of the leading-edge uses our clients make of our solutions. We believe cloud-sourced decisions are the next stage for decision management. This approach will help our clients achieve results faster and at lower cost, making it perfect for smaller players in addition to major firms such as SulAmérica.”

SulAmérica is a longtime client of FICO and uses FICO® Blaze Advisor® business rules management system for all its underwriting processes in its auto, health, dental and healthcare books of business.
FICO Blaze Advisor provides companies across industries with a scalable solution that delivers unprecedented speed and agility in the deployment and management of high-volume, automated decisions. FICO Blaze Advisor enables business users to easily design, deploy, execute and maintain business rules and policies as part of an automated business application.

About SulAmérica
SulAmerica Seguros, Previdência e Investimentos is one of the largest business conglomerates in Brazil, with a 116-year history working in the insurance, pensions and asset management sectors. The company recorded R$112.8 million of net profit in the first quarter of 2012, 10.6% higher than the first quarter of 2011. This reflects the good performance in all business units and the profitability of its operations. With more than 6.7 million customers, SulAmérica is divided into four business units: health and dental insurance, auto and property/casualty, people (life and personal accidents), and pensions and asset management.

About FICO
FICO (NYSE:FICO) delivers superior predictive analytics solutions that drive smarter decisions. The company’s groundbreaking use of mathematics to predict consumer behavior has transformed entire industries and revolutionized the way risk is managed and products are marketed. FICO’s innovative solutions include the FICO® Score — the standard measure of consumer credit risk in the United States — along with industry-leading solutions for managing credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint accuracy. Most of the world’s top banks, as well as leading insurers, retailers, pharmaceutical companies and government agencies, rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and competitive demands. FICO also helps millions of individuals manage their personal credit health through
FICO: Make every decision count™.

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Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company’s Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO’s SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2011 and its last quarterly report on Form 10-Q for the period ended June 30, 2012. If any of these risks or uncertainties materializes, FICO’s results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

FICO, Blaze Advisor and “Make every decision count” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries.

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