Highmark Recognized for Exemplary Use of Fraud Management Technology

MINNEAPOLIS—February 11, 2010—FICO (NYSE:FICO), the leading provider of analytics and decision management technology, today announced that Highmark, Inc., has been designated a Model Insurer for its exemplary use of FICO™ Insurance Fraud Manager. Highmark has able to uncover 20% more cases of actual fraud than with its previous technology and methods, resulting in a substantial increase in dollars recovered and losses avoided.

Issued by Celent, a respected financial technology analyst firm, the 2010 Model Insurer Report recognizes exemplary, results-producing technology initiatives in the insurance industry. Highmark was recognized specifically for its implementation of FICO™ Insurance Fraud Manager in its group health insurance practice.

“Automating the detection of fraud, abuse and error adds a layer of protection to our own effective organic methods,” said Thomas Brennan, director of special investigations at Highmark. “With FICO Insurance Fraud Manager, we are able to identify cases of fraud that may be abnormal and are too hard to spot with the human eye.”

“In this era of thinning margins, efficiency is at a premium across the entire insurance business, from product development to loss prevention,” said Craig Weber, senior vice president of Celent's insurance practice. “Highmark is being recognized for its effective use of technology to address fraud, as its efforts in this area have produced measureable results.”

“Being named by Celent among this year’s Model Insurers is terrific recognition for Highmark, whose investment in innovative technology has really paid off,” said Russ Schreiber, vice president for the Insurance Market at FICO. “In an intensely competitive environment, FICO Insurance Fraud Manager can separate the leaders from the followers.”

Following a year-long nominating process, Celent’s insurance team selects approximately 20 Model Insurer winners annually from a field of more than 50 candidates.

About FICO
FICO (NYSE:FICO) transforms business by making every decision count. FICO’s Decision Management solutions combine trusted advice, world-class analytics and innovative applications to give organizations the power to automate, improve and connect decisions across their business. Clients in 80 countries work with FICO to increase customer loyalty and profitability, cut fraud losses, manage credit risk, meet regulatory and competitive demands, and rapidly build market share. FICO also helps millions of individuals manage their credit health through the www.myFICO.com website.

FICO Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company’s Decision Management strategy and reengineering initiative, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO’s SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2009, and its quarterly report on Form 10-Q for the period ended December 31, 2009. If any of these risks or uncertainties materializes, FICO’s results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

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