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May 7, 2015

Industry Versions of FICO® Score 9 Now Available to Lenders from All Three Major U.S. Credit Bureaus

May 7, 2015

Specialized versions of FICO® Score 9 designed to help lenders make more precise underwriting decisions for auto loans and credit cards

SAN JOSE, Calif. —May 7, 2015— FICO (NYSE:FICO), the predictive analytics and decision management software company, today announced the general availability of industry-specific versions of FICO® Score 9 for U.S. auto lenders and credit card issuers. The industry versions of FICO® Score 9 are available from all three major U.S. credit reporting agencies.

"The industry versions of FICO Score 9 are important additions to the FICO Score 9 suite, helping lenders manage risk with greater precision and extend credit safely to as many people as possible,"said Jim Wehmann, FICO's executive vice president for Scores. "FICO Auto Score 9 and FICO Bankcard Score 9 evaluate all the information in a credit report to identify a borrower’s specific credit risk as it relates to auto loans and bankcards, respectively."

“The predictive power added to FICO Score 9 through important innovations, such as our nuanced treatment of medical debt, helps credit grantors increase lending responsibly,” added Wehmann. “FICO Score 9 can help lenders address their risk and compliance challenges and continue making responsible loans. And as auto lenders extend credit to a larger range of borrowers, the improved predictiveness of FICO Auto Score 9 will be critical.”

The FICO® Score is the score lenders use. FICO is the leader in credit risk scoring, and the FICO Score is the standard measure of consumer credit risk. Businesses bought more than 10 billion FICO® Scores last year, and the scores are used in 90 percent of consumer lending decisions in the U.S.

About FICO
FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. The company’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries. FICO provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Many of our products reach industry-wide adoption. These include the FICO® Score, the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health.

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