Online Resources and Fair Isaac Partner for Web-Based Collections

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(Cantilly, Virgina and Minneapolis, Minnesota, USA) - Online Resources Corporation (Nasdaq: ORCC), a provider of web-based financial services, and Fair Isaac Corporation (NYSE:FIC), the leading provider of analytics and decision management technology, today announced a partnership to accelerate access to industry-leading collections and payment capabilities for hundreds of collection agencies and debt buyers.

The partnership enables users of Fair Isaac's ScoreNet® network to take advantage of Online Resources' unique web-based collections solution. ScoreNet clients benefit from reduced set-up costs, faster implementation, and quick and easy exchange of account data with Online Resources.

The ScoreNet network is recognized as the leading communications platform in the collection and recovery industry and provides secure and managed access between 1300 creditors and third-party business partners. By connecting to the ScoreNet network, all necessary parties involved in the collection of debt can operate effectively as a single, intelligent entity.

Online Resources' solution includes its award-winning Virtual Collection Agent , a secure and compliant 24x7 web service that sharply reduces losses from delinquent consumer accounts, combined with CollectPay, an integrated online payment service that maximizes consumer options and minimizes payment processing costs.

"Fair Isaac is removing typical expense and maintenance issues by providing one simple interface for its hundreds of creditors and agencies who wish to avail themselves of the latest in web-based collections and payments technology," said Robert R. Craig, executive vice president and general manager of Online Resources' eCommerce Services. "We are poised to provide ScoreNet clients with an exceptionally effective service to help them maximize their debt recovery."

"Online Resources' web-based collections solution is an excellent addition to the ScoreNet platform for our collection and recovery clients," said Eric Herson, vice president at Fair Isaac. "This uniquely integrated solution, backed by Online Resources' expertise in driving web channel adoption, provides our collection and recovery clients a proven way to significantly increase liquidation and payment rates."

About Online Resources
Online Resources powers web-based financial services for 2700 financial institutions, billers and credit service providers. Its proprietary suite of account presentation and payment services are branded to its clients, and augmented by marketing services to drive consumer and business end-user adoption. The Company serves more than 9 million end-users and processes $100 billion in bill payments annually. Founded in 1989, Online Resources (Nasdaq: ORCC; is recognized as one of the nation's fastest growing companies.

About Fair Isaac
Fair Isaac Corporation (NYSE:FIC) combines trusted advice, world-class analytics and innovative applications to help businesses make smarter decisions. Fair Isaac's solutions and technologies for Enterprise Decision Management turn strategy into action and elevate business performance by giving organizations the power to automate more decisions, improve the quality of their decisions, and connect decisions across their business. Clients in 80 countries work with Fair Isaac to increase customer loyalty and profitability, cut fraud losses, manage credit risk, meet regulatory and competitive demands, and rapidly build market share. Fair Isaac also helps millions of individuals manage their credit health through the website.

For more information about ScoreNet:

Online Resources Statement Concerning Forward-Looking Information
This news release contains statements about future events and expectations, which are "forward-looking statements." Any statement in this release that is not a statement of historical fact may be deemed to be a forward-looking statement. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the Company's actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. Specifically factors that might cause such a difference include, but are not limited to the Company's: history of losses; dependence on the marketing efforts of third parties; potential fluctuations in operating results; ability to make and successfully integrate acquisitions of new businesses; potential need for additional capital; potential inability to prevent systems failures and security breaches; potential inability to expand services and related products in the event of substantial increases in demand; competition; ability to attract and retain skilled personnel; reliance on patents and other intellectual property; exposure to the early stage of market adoption of the services it offers; exposure to the consolidation of the banking and financial services industry; and additional risks and uncertainties discussed in filings made by the Company with the Securities and Exchange Commission, including those risks and uncertainties contained under the heading "Risk Factors" in the Company's Form 10-K, latest 10-Q, and S-3 as filed with the Securities and Exchange Commission. These factors should be considered in evaluating the forward-looking statements, and undue reliance should not be placed on such statements.

Fair Isaac Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this press release that relate to Fair Isaac, including statements regarding its ScoreNet network and the benefits to be derived from this offering, and the relationship described herein, are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including any unforseen technical difficulties related to the implementation, use and functionality of the offering, the risks that customers will not perceive material benefits from the offering, failure of the product to deliver the expected results, the possibility of errors or defects in the offering, regulatory changes applicable to the use of consumer credit and other data, and other risks described from time to time in Fair Isaac's SEC reports, including its Annual Report for the year ended September 30, 2006, and quarterly report on Form 10-Q for the period ended June 30, 2007. Forward-looking statements should be considered with caution. If any of these risks or uncertainties materializes, or any of these assumptions proves incorrect, Fair Isaac's results could differ materially from Fair Isaac's expectations in these statements. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.

Fair Isaac and ScoreNet are trademarks or registered trademarks of Fair Isaac Corporation, in the United States and/or in other countries. Other product and company names herein may be trademarks or registered trademarks of their respective owners.

Media contacts


Katie O’Connell
+1 510-621-9832

Europe, Middle East & Africa

Darcy Sullivan
+44 (0) 7808-777-339

Asia Pacific

Saxon Shirley
+65 6422-7795

Latin America

Marisa Arribas
+1 786 482 7231

América Latina

Milla Delfino
+55 11 97673-6583

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