Panama Credit Bureau APC Will Use FICO Solutions to Fight Financial Crime

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Customer Development

MEXICO CITY — February 7, 2019


  • APC Intelidat, the credit bureau in Panama, will provide a regulatory compliance service to its customers, powered by the FICO® TONBELLER™ Siron™KYC module
  • FICO® TONBELLER™ Siron™KYC performs legally required checks of prospective customers, including checks against the various sanctions lists
  • FICO financial crime solutions check more than half a billion transactions a day

APC Intelidat, the credit bureau in Panama, will soon provide regulatory compliance capabilities to its customers, with a FICO financial crime compliance solution. The country’s financial and non-financial regulated institutions will be able to use the FICO® TONBELLER™ Siron™KYC module to perform due diligence processes, in compliance with local laws and regulations, through APC Intelidat’s powerful technology infrastructure.

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“The robustness of the FICO solution is exactly what we need to manage compliance in Panama’s unique environment, which faces new challenges every day,” said Giovanna Cardellicchio, CEO of APC. “This is the beginning of our relationship with FICO, which is known worldwide for its risk management and financial crime compliance solutions. The integration of their solutions with our platforms is in progress and we will be ready to launch these new services and capabilities in the upcoming months.”

“FICO’s financial crime compliance solutions check more than half a billion transactions every day,” said Alexandre Graff, who overseas FICO’s operations in Latin America and the Caribbean. “We are committed to helping APC and the Panamanian banking industry fight financial crime, including money laundering and other illegal activities.”

FICO® TONBELLER™ Siron™KYC is an end-to-end solution for managing KYC compliance throughout the customer relationship. Siron KYC also monitors the existing customer base for any changes, keeps customers’ risk profiles up-to-date and facilitates enhanced due diligence processes for high-risk customers. FICO® TONBELLER™ Siron™KYC was named a leader in the IDC MarketScape: Worldwide Know-Your-Customer Solutions in Financial Services 2018 Vendor Assessment (doc # US44292018, September 2018).

About FICO
FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956 and based in Silicon Valley, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 190 US and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, manufacturing, telecommunications, health care, retail and many other industries. Using FICO solutions, businesses in more than 100 countries do everything from protecting 2.6 billion payment cards from fraud, to helping people get credit, to ensuring that millions of airplanes and rental cars are in the right place at the right time.

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Greg Jawski
Porter Novelli for FICO
+1 212-601-8248

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