Samba Financial Group Selects Fair Isaac to Help Drive Basel II Compliance

(Minneapolis, Minnesota, USA) - Fair Isaac Corporation (NYSE:FIC), the leading provider of analytics and decision management technology, today announced that Riyadh-based Samba Financial Group (Samba) has chosen Fair Isaac services after a rigorous selection process to support the delivery of Basel II internal-ratings based (IRB) compliance across its retail portfolios.

Fair Isaac, in cooperation with its local agent Cadmus International, will deliver consulting services and advanced analytic capabilities to help one of Saudi Arabia's largest banks meet compliance goals while effectively managing credit risk and growth. The implementation of best-practice techniques for credit and operational risk management will play an important role in enhancing Samba's competitive advantages in capital calculations and requirements in the bank's consumer card, mortgage and personal loan portfolios.

Developed to enhance the stability of global financial systems, the Basel II Accord redefines the methodology that institutions use for calculating capital reserves, making these calculations more sensitive to risk. Saudi Arabia expects all banks and financial institutions operating in the country to implement the standardized approach for credit risk by January 1, 2008, and then continue to move towards the more sophisticated IRB approach.

Under the IRB approach, banks with advanced risk management capabilities such as Samba will be permitted to use their own internal systems to measure credit risk, as opposed to the standardized approach which applies ratings provided by external credit assessment institutions. Samba currently utilizes the powerful scoring, segmentation and decision automation capabilities of Fair Isaac's TRIAD™ adaptive control system to streamline its account management processes and achieve greater efficiencies in managing the risk exposure of its consumer card portfolio.

"Complying with the Basel II Accord is a critical issue for global banking institutions," said Robert Duque-Ribeiro, Managing Director for Europe, Middle East and Africa markets at Fair Isaac. "Leading lenders such as Samba that take a more advanced approach to assessing risk and integrating this knowledge into decision-making processes are expected to secure considerable competitive advantage. With more than 50 years of applying advanced analytics to financial services challenges, Fair Isaac is uniquely positioned to assist Samba in achieving timely implementation of Basel II requirements for risk management."

"Banks and financial institutions in this region have definitely embraced the analytics and technology upsurge, and I am very excited that we can now provide Samba with the best-of-breed approaches they require to effectively grow their business and comply with Basel II requirements," said Daniel Dib, Managing Director of Cadmus International.

Fair Isaac has closely tracked the development of the Basel II Accord and is collaborating with clients worldwide to address required changes before guidelines take effect. Companies working with Fair Isaac for Basel II compliance are implementing scoring, segmentation, business rules and decision automation techniques through solutions like the company's TRIAD system, Blaze Advisor™ business rules management system and FICO^® scores.

About Samba Financial Group
Samba Financial Group, one of the largest banks in the Middle East, enjoys a leading position in providing innovative world class retail, private and corporate banking services.
Samba continues to accelerate its growth and success in increasingly competitive local and regional markets. Samba's superior performance has been echoed in the market place and recognized by international financial institutions such as Euromoney, Global Finance, The Banker and Emerging Markets; in 2007, Samba has been awarded Best Bank in Saudi Arabia, Best Investment Bank in the Middle East and Africa, Best Deal of the Year, Best Equity House in Saudi Arabia, and many other awards. For more information on Samba Financial Group visit www.Samba.com.

About Fair Isaac
Fair Isaac Corporation (NYSE:FIC) combines trusted advice, world-class analytics and innovative applications to help businesses make smarter decisions. Fair Isaac's solutions and technologies for Enterprise Decision Management turn strategy into action and elevate business performance by giving organizations the power to automate more decisions, improve the quality of their decisions, and connect decisions across their business. Clients in 80 countries work with Fair Isaac to increase customer loyalty and profitability, cut fraud losses, manage credit risk, meet regulatory and competitive demands, and rapidly build market share.

About Cadmus International
As the local representative of Fair Isaac's world-class solutions, Cadmus International currently provides decision technology, loyalty solutions as well as marketing consulting services to the Middle-East region. Based in Dubai, U.A.E., Cadmus serves 41 clients in 9 countries by partnering with world leaders in their respective fields.

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Except for historical information contained herein, the statements contained in this press release that relate to Fair Isaac, including statements regarding its TRIAD™ adaptive control system, Blaze Advisor™ business rules management system and FICO^® scores, and the benefits to be derived from these offerings, are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including any unforeseen technical difficulties related to the implementation, use and functionality of the offerings, the risks that customers will not perceive material benefits from the offerings, failure of the products to deliver the expected results, the possibility of errors or defects in the offerings, regulatory changes applicable to the use of consumer credit and other data, and other risks described from time to time in Fair Isaac's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2006, and quarterly report on Form 10-Q for the period ended June 30, 2007. Forward-looking statements should be considered with caution. If any of these risks or uncertainties materializes or any of these assumptions proves incorrect, Fair Isaac's results could differ materially from Fair Isaac's expectations in these statements. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.

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