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SentiLink Named a 2026 FICO Industry Vanguard Decision Award Winner for Leadership in Identity Theft Detection

Award recognizes SentiLink’s identity theft detection at origination, powered by fraud labels from 500+ institutions, now available in FICO Marketplace.

A thief pickpocketing a phone from a woman's orange tote bag at an ATM.
Marketplace

BOZEMAN, Mont. – March 30, 2026 – FICO (NYSE: FICO) 

Highlights:

  • SentiLink wins a 2026 FICO® Industry Vanguard Decision Award, recognizing outstanding innovation and measurable impact on real-time identity theft detection at origination.
  • SentiLink’s Identity Theft Score is built on proprietary fraud labels and a network of 500+ financial institutions, giving lenders more precise, earlier detection of stolen identity applications than traditional approaches.
  • SentiLink’s Identity Theft Score is available on FICO® Marketplace, enabling FICO® Platform customers to incorporate real-time stolen identity detection directly into their existing decisioning workflows.

FICO has named SentiLink a 2026 FICO® Industry Vanguard Decision Award winner, recognizing SentiLink’s industry-leading innovation in detecting stolen identities at origination. The award reflects SentiLink’s measurable impact across a network of 500+ financial institutions and its commitment to building detection technology that catches more fraud while helping lenders confidently onboard legitimate applicants. As part of this recognition, SentiLink’s Identity Theft Score is available on FICO® Marketplace, where FICO® Platform customers can integrate it directly into existing decisioning workflows. 

More information: https://marketplace.fico.com/identity-theft-score 

“Earning recognition as the industry-leading solution to detect Identity Theft from FICO, a leading analytics software and fraud prevention pioneer, speaks volumes to our product performance,” said Kathleen Waid, Chief Revenue Officer, SentiLink. “The availability of SentiLink’s solution on FICO Marketplace is a strategic growth lever for us and we are grateful for this award.”

SentiLink’s Identity Theft Score is designed to distinguish true fraud from edge-case anomalies, using advanced analytics, a continuously updated fraud label set, and expert review. The score is powered by proprietary fraud labels developed from SentiLink’s network of 400+ financial institutions, giving it a broader and more current view of emerging identity theft tactics than models trained on narrower data sets. These inputs enable accurate detection at onboarding, where catching stolen identity applications early has the greatest impact. FICO Marketplace is accessible directly within FICO Platform and enables customers to incorporate data and analytics from trusted, pre-vetted partners into their decisioning workflows.

“We are proud to recognize SentiLink as a FICO Industry Vanguard for its leading industry Identity Theft Score,” said Nikhil Behl, president of software at FICO. “Fraud remains one of the most significant threats facing financial institutions today, and combating it demands a unified, end‑to‑end ecosystem. That’s why SentiLink’s integration with FICO Marketplace and the broader FICO Platform is so critical.”

About SentiLink 
SentiLink, the leader in identity verification technology, provides financial institutions and fintechs with best-in-class solutions to prevent synthetic fraud, identity theft, and emerging forms of first-party fraud, as well as access to the eCBSV SSN verification service. Founded in 2017 by Naftali Harris and Max Blumenfeld, creators of the risk and fraud systems at Affirm, SentiLink has raised $85M to date from investors including Andreessen Horowitz, Craft Ventures, and NYCA Partners, among others. Every day, SentiLink verifies 3M+ identities and flags 85k+ high-risk applications to help partners reduce fraud losses and verify more legitimate customers.

About the FICO® Decision Awards
The FICO Decision Awards recognize organizations that are achieving remarkable success using FICO solutions. A panel of independent judges with deep industry expertise evaluates nominations based upon measurable improvement in key metrics; demonstrated use of best practices; project scale, depth and breadth; and innovative uses of technology. The 2026 judges are:

  • Sam Abadir, research director, risk & compliance, IDC Financial Insights
  • Shrimanth Adla, senior director, credit risk strategy and analytics, Comcast
  • Manoj Agrawal, group editor, Banking Frontiers
  • Courtney Haan, strategic product manager for fraud products, Velera (Previous Winner)
  • Shelly Kramer, principal analyst at Kramer & Company and theCube Research
  • Andy Lawrie, credit risk tech lead at Nationwide Building Society (Previous Winner)
  • Lisa Morgan, technology journalist and contributor at InformationWeek
  • Déborah Oliveira, founder and editor-in-chief at IT Forum

The winners of the FICO Decision Awards will be spotlighted at and win tickets to FICO® World 2026, May 19-22, 2026,at the Signia By Hilton hotel, Orlando, Florida.

About FICO
FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 200 US and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, insurance, telecommunications, health care, retail and many other industries. Using FICO solutions, businesses in more than 80 countries do everything from protecting 4 billion payment cards from fraud, to improving financial inclusion, to increasing supply chain resiliency. The FICO® Score, used by 90% of top US lenders, is the standard measure of consumer credit risk in the US and has been made available in over 40 other countries, improving risk management, credit access and transparency.

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Contacts
FICO: press@fico.com  
SentiLinkjason@sentilink.com 

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