SiNSYS Implements Fair Isaac's Newest TRIAD Technology to Enhance Account Management Decisioning for European Card Issuers

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(Vienna, Austria) - Fair Isaac Corporation (NYSE:FIC), the leading provider of analytics and decision management technology, today announced at its InterACT customer conference that European payment card processor SiNSYS has successfully integrated Fair Isaac's newest TRIAD™ adaptive control technology with its processing platform. The account management solution will help European payment card issuers more effectively manage risk, build customer loyalty and grow credit and charge card portfolios.

A major Dutch card issuer is among the first SiNSYS clients to migrate their payment card portfolios to Fair Isaac's new TRIAD platform 8.3. The migration marks the first time a TRIAD 8 system has been utilized to help issuers not only manage credit cards, but also design and execute more profitable account-level strategies for charge card portfolios.

"As many of our customers have expanded their business, their need for high-quality, secure and reliable account management solutions for safely managing risk and growth is more important than ever," said Nicola Cordone, Chief Executive Officer at SiNSYS. "Fair Isaac's TRIAD system continues to lead the competition in being able to deliver accurate and timely results on large transaction volumes, and the newest version will add significant strength and capabilities to our payment card processing solutions."

The new platform also offers family-level account management functionality, which enables issuers to consider the risk of other known financial relationships in the household and manage the risk and rewards among members in a more effective, coherent and efficient way. To deliver this advanced service, the TRIAD system has been integrated with the SiNSYS processing system (CSC's CAMS II™), which is designed to identify and configure family account structures and deploy advanced predictive modeling for analyzing risk across family relationships.

The TRIAD system 8.3 also provides clients with increased flexibility in how they utilize the system to process key decision areas, including credit line management, authorizations, collections, reissue, marketing, and pricing. Additionally, the upgraded version offers improved performance in processing speed, which is particularly important to clients with large portfolios and multiple products.

"Increasing payments performance is at or near the top of every issuer's list of priorities," said Jerry Ferlisi, vice president of processor relationships at Fair Isaac. "The integration of TRIAD's highly predictive and localised scoring models into the SiNSYS processing platform is a significant event for issuers across Europe."

Fair Isaac's TRIAD adaptive control system continues to be the most widely used solution for account management decisioning with more than 300 portfolio users in over 30 countries. Sixty-five percent of bankcards globally are processed on a Fair Isaac adaptive control system. The technology has been widely adopted across Europe, and is currently used to manage more than 140 million accounts in 17 countries. The TRIAD system 8.3 is available to end-users and processors immediately.

About SiNSYS
Established as the first pan-European company serving the card payments industry, SiNSYS is the reliable and experienced partner of banks seeking to: increase revenues through an innovative products development process; reduce costs through operational excellence in card processing; and expand market share through presence and local expertise in Europe. SiNSYS has in portfolio more than 21 million cards, 700,000 merchants and 1 billion transactions contracted, with ten countries served: Belgium, the Netherlands, Italy, Germany, Czech Republic, Hungary, Poland, Slovakia, Russia and Ukraine. The company delivers payment card processing services both in issuing and acquiring. SiNSYS also offers consultancy, a network of partners and a committed European team of experts to grow and maximize customer payment card portfolio profitability. Visit SiNSYS online at

About Fair Isaac
Fair Isaac Corporation (NYSE:FIC) combines trusted advice, world-class analytics and innovative applications to help businesses make smarter decisions. Fair Isaac's solutions and technologies for Enterprise Decision Management turn strategy into action and elevate business performance by giving organizations the power to automate more decisions, improve the quality of their decisions, and connect decisions across their business. Clients in 80 countries work with Fair Isaac to increase customer loyalty and profitability, cut fraud losses, manage credit risk, meet regulatory and competitive demands, and rapidly build market share. Fair Isaac also helps millions of individuals manage their credit health through the website.

Fair Isaac Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this press release that relate to Fair Isaac, including statements regarding its TRIAD™ adaptive control system and the benefits to be derived from this offering, and the relationship described herein are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including any unforseen technical difficulties related to the implementation, use and functionality of the offering, the risks that customers will not perceive material benefits from the offering, failure of the product to deliver the expected results, the possibility of errors or defects in the offering, regulatory changes applicable to the use of consumer credit and other data, and other risks described from time to time in Fair Isaac's SEC reports, including its Annual Report for the year ended September 30, 2007, and its quarterly report on Form 10-Q for the period ended December 31, 2007. Forward-looking statements should be considered with caution. If any of these risks or uncertainties materializes, or any of these assumptions proves incorrect, Fair Isaac's results could differ materially from Fair Isaac's expectations in these statements. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.

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