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FICO® Platform – Data Capabilities

Break down data silos and create a rich, contextualized view of your customers and organization.

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Establish an ecosystem for loyalty-producing customer experiences.

The fuel to ignite your intelligence revolution

The battle for winning customer loyalty starts with meeting individuals where they are — both in person and in digital moments. FICO® Platform provides everything you need to bring your siloed enterprise data together to build a holistic, contextualized view of your customers, your organization, and your operating environment.

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Infuse your applications with actionable insights and ensure every decision you make happens at the right time and with the best information to grow a profitable, loyal customer base.
What it is

Your foundation for building hyper-personalized experiences.

FICO Platform’s Data Capabilities support the data-driven enterprise by delivering a consistent and productive internal language and authoring experience that drives intelligence into your business applications and services.

  • Leverage diverse data across first- and third-party sources.
  • Optimize performance across high- and low-latency applications.
  • Process data in batch or streaming.
  • Enhance and elevate data

    Map data to business objects to develop richer sets of data features that power smarter predictive analytics and AI.
  • Accelerate learning

    Connect operational data to business outcomes to drive a continuous loop of human and machine learning.
  • Bridge silos

    Share and reuse decision assets throughout the data value chain to facilitate collaboration across functions.
  • Operationalize intelligence

    Create enterprise dataflows that break down organizational silos and bring real-time streaming to life.


Rapidly solve customer challenges across the enterprise with composable capabilities.

Feature Management

Get more machine learning projects into production by leveraging a shared library of derived data attributes across your enterprise


Revolutionize your data-intensive business applications with composable dataflows that dramatically improve your customer-facing business decisions

External Data Access

Inform your decisions and enrich your insights with signals from third-party data and other alternative data sources

Contextual Processing

Improve the performance of your decisioning applications while seamlessly and cost-effectively handling real-time and batch scenarios. 

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The current intelligence revolution is powered by an influx of data.

It is no longer enough to only look at stale, out-of-date customer snapshots that don’t account for their rich, connected histories and their real-time situational complexity. The savviest companies know that winning means extracting value from the noise, delivering context-aware insights leveraging artificial intelligence, and taking immediate action on events to deliver superb experiences. FICO Platform helps you do all that by harnessing streaming signals with real-time decisions and batch processes to power machine learning-enabled moments that reflect a deep understanding of every customer’s situation.


Learn what’s happening in the world of advanced analytics and data-driven decision management with the latest news, updates, and ideas from the FICO Newsroom.
Learn more
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From the Blog

Get the latest insights, solutions, and strategies for improving business results from the FICO experts and thought leaders.
February 01, 2022

Using Alternative Data in Credit Risk Modelling

Here is useful information on how to assess alternative data and combine it with so-called traditional data to improve credit risk models
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June 27, 2022

Build Winning Customer Experiences Without Tanking Efficiency

Consumers spent hundreds of thousands, even millions, on banking and insurance products over the course of their lifetimes. How can you get them to spent it with you?
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August 03, 2022

How Banking CIOs Can Deliver Data-Driven Intelligence at Scale

With a focus on data-driven digital transformation, how do IT teams deliver differentiated value and increase customer satisfaction directly from technology investments?
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Start maximizing your data investments today

Build your foundation for best-in-class experiences with a platform approach to data-driven decision intelligence. Discuss your data requirements with an expert or request a demo of our Data Capabilities.
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