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Whether you’re collecting on a delinquency or recovering a charged-off loan, medical, property or other debt, the opportunity for connecting and collecting keeps shrinking.
FICO® Collection Optimization transforms collection and recovery effectiveness and customer connectivity by applying powerful, easy-to-use analytic tools to address business objectives, like optimizing resource allocation, reducing roll rates and increasing right-party contacts.
Analytic optimization gives managers the ability to easily and confidently choose the best decisions in collection and recovery operations, for account placements, settlements, channel selection and other strategic treatment decisions.
Visit the FICO Optimization Community to download software trials, get support, chat with experts and more.
Enhance and refine almost any aspect of collection operations, from more precise matchups between accounts and resources to balancing collection performance with capacity.
Using simulation and champion/challenger testing to analyze results, you can quickly adapt to changing conditions and implement performance improvements.
Predictive analytics assess how debtors react to new treatments, approaches and messages, all while comparing gains in collection revenues with the rate of account attrition.
The need to collect the right debt at the right time via the right channel has never been greater. See how FICO is reinventing debt management, with optimization playing an important role.
Measures, evaluates and deploys the best decisions to meet key business goals.
Uses FICO’s proprietary business modeling and analyses to assess business decision outcomes.
Provides optimized decisioning for all facets of collections, from account handling to resource allocation.
Updates strategies based on workgroup, portfolio, economic and regulatory shifts, and more.
Leverages industry-leading collections expertise, experience and technologies.
Strategic alignment of your underwriting, customer retention and treatment tactics is critical to providing better collections outcomes and improving customer experience. That is why many vehicle finance providers are now focusing on transforming their entire collections ecosystems. This transformation will require broader thinking with an emphasis on data analytics and intelligent communications across the credit and collections lifecycle.
Learn how Toyota Financial Services uses data science to keep customers from losing their cars.
FICO® Collections Optimization transforms collections and recovery (C&R) effectiveness and customer connectivity by applying powerful, easy-to-use analytic tools to address business objectives, such as optimal resource allocation and r...
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