FICO® Collection and Recovery Models

Collection and Recovery Models give lenders and collection agencies the ability to manage debt more effectively.

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Overview

Sophisticated, predictive analytics can give you the edge in your debt collection and recovery processes

Collections & Recovery models help you achieve business objectives and strengthen your ability to compete for payments. By using predictive analytics, leveraging our domain expertise, and applying careful customization, FICO can help determine whether accounts are likely to: self-cure with little to no action on your part, roll to deeper into delinquency (no matter what you do) or make a payment if given the right treatment.

Enabling Technologies

With 60+ years of pioneering work in predictive analytics and artificial intelligence, FICO powers our solutions with the most advanced science available.

AI, Machine Learning & Advanced Analytics

Cloud

Optimization

Platform

FICO Collection and Recovery Models help you answer the four most critical questions for business performance improvement:

  1. What caused changes in performance metrics?
  2. How can we reallocate resources to improve results?
  3. Would changing treatment influence consumer behavior?
  4. How do we get the biggest gains from the least effort?
Technical Details

FICO solutions are built on the most advanced analytic science, leveraging decades of pioneering innovation and real-world expertise.

Collection models are designed to predict outcomes based on a wide variety of factors - including promise and payment history, payment timing, contact channel preference and collector notes.
Models are up to four times more accurate in separating good accounts from bad, which means smarter, more informed decisions based on the likelihood of account delinquency and expected collection amounts.
Collect and recover more by pinpointing the right accounts and the most profitable actions, continually improving results by learning from performance data.
Collection and Recovery Models

How it works

FICO Collection & Recovery Models use smart automation and analytics to empower collectors, increase productivity, and stay compliant, while processing accounts and improving efficiencies like never before.

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Related resources

Gain fresh ideas and new strategies for making better business decisions with in-depth thought leadership, solution insights, and customer success stories.

Debt Collection and Recovery

White Paper

Drive Better Collection Results with Analytics

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Product Sheet

FICO® Collections Optimization for Credit Issuers

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From the Blog

Get the latest insights, solutions, and strategies for improving business results from the FICO experts and thought leaders.
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February 28, 2020

Collections Analytics: Are We Missing the Credit Risk Revolution?

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July 06, 2020

8 Success Tips for Debt Collection in the Pandemic

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May 14, 2020

Successfully Navigating Debt Collection and Recovery for the Next Ten Years

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Contact Us

Learn how FICO Collection & Recovery Models can help you manage your debt more effectively.

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