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FICO® Collection Scores provide a consolidated view of how consumers repay credit obligations held by lenders and credit issuers, updated regularly to reflect changes in consumer behavior and lending practices. Did you know FICO® Scores are deployed in 21 countries? The latest US version of the FICO® Score increases predictive accuracy by 15% to 20%, especially for consumers who have recently sought new credit and those with prior credit blemishes.
Know the score.
FICO® Collection Scores help lenders, credit issuers and third party agencies decide which accounts to work and how much, increasing collector performance. Early stage scores segment portfolios based on roll risk, for example, while late-stage scores rank accounts based on expected collection amount.
Choose the right accounts.
FICO® Collection Scores are highly predictive measures of customer behavior, and determine which delinquent accounts to target, how much can be collected and the likelihood of retaining the relationship.
Get started quickly. No data required.
FICO® Collection Scores reduce or eliminate the need to collect data and complete model development, and allow organizations to deliver and implement scores to realize benefits quickly - and gain a critical first step to deploying even more powerful analytics.
The debt collection landscape keeps evolving, but one basic fact remains: organizations collecting debt need better ways to connect with consumers and to collect more successfully when they do. This short video shows you how successful collections are done.
Collection Scores are pre-developed, with no historical data requirements.
Collection Scores leverage FICO's extensive experience in credit and collection analytics.
FICO offers support and services that make the most of scores within your collection operations.
The FICO® Collection Score is an assessment of a consumer’s likelihood of going further into delinquency. Globally, our clients have increased collections, reduced roll-rates and minimized charge-offs by assessing the accounts most at risk...
Intelligent communications and member self-serve help you scale the shifting economic, regulatory and social environment. In today’s dynamic collections environment, traditional approaches are less and less effective. New t...
More so than perhaps at any other time, business agility is essential today to successful collections and recovery practices. With compromised budgets, a surge in regulations protecting the consumer and the likelihood that recent increases...
Rapid growth in loan and credit card delinquencies has collections organizations under pressure and taking measures to increase capacity to handle the extra volume. The efficiencies gained in recent years through improved ...