FICO® Decision and Scoring Service
Turnkey analytic intelligence for small and mid-sized financial institutions.
Overview
Sophisticated analytics for everybody
Banks and credit unions are seeking ways to increase their analytic maturity and adopt a more automated process for making decisions across the customer lifecycle. The problem is these advanced analytics solutions are often very expensive, require valuable IT resources (or non-existent decision science resources), and take six or more months to design, test, and implement. With FICO Decision and Scoring Service, even the smallest financial institutions can get access to the most cutting-edge analytics.
Key Features
Fast Time to Value
Provides rapid integration with your existing systems and pay-as-you-go pricing for rapid return-on-investment.
Fully Managed Solution
Leverages FICO’s world-class analytic models, rules, and the FICO® Analytic Cloud to enable turnkey analytic scoring.
IT-Light
Our software-as-a-service (SaaS) model does all the heavy lifting to convert your data into an actionable customer score — you just provide the relevant data.
Safe and Secure
FICO has built data centers specifically to host Decision and Scoring Service in the FICO Analytic Cloud — helping to serve your unique security and privacy requirements.
Enhanced Customer Experience
Leverage all your available customer data to provide instant, personalized decisions across the customer lifecycle.
Related products
Learn more about how FICO solutions can drive better decisions and better results for your customers and your organization.
FICO® Small Business Scoring Service℠
Reliably and consistently minimize the data, time, and expense of assessing a small business applicants’ credit risk.
FICO® Origination Manager
Flexible, frictionless loan origination — the right fit for today’s origination needs, and future-proofed for tomorrow.
FICO® Model Builder
Proven scorecard and decision tree capabilities for on-premises deployment.
Related resources
Gain fresh ideas and new strategies for making better business decisions with in-depth thought leadership, solution insights, and customer success stories.
Executive Brief
Decisions and Scoring as a Service
Product Sheet
FICO® Decision and Scoring Service Customer Relationship Scores
White Paper
Accelerating AI in Banking
Case Study
FICO and Students of Georgetown, Inc.
Better insights, better decisions
From credit origination to marketing offers to collections and recovery, we’ve helped small banks and credit unions compete with the biggest banks. How can analytics help your business today?