FICO® Decision Optimizer

Build extraordinary decisioning synergy between technical and business users

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FICO® Decision Optimizer powered by FICO® Xpress Optimization

FICO® Decision Optimizer enables business analysts to develop, assess, and improve the decisions that drive customer interactions and business results. Its advanced decision impact modeling, simulation, and optimization techniques allow you to discover better business decision strategies that balance trade-offs between cost, risk, and reward, while also factoring in economic and market conditions. Visit the FICO Xpress Optimization Community to learn more about what you can do with Decision Optimizer, download software trials, get support, and talk to the experts.


FICO solutions offer a wide range of capabilities, empowering you to make smarter, personalized decisions, streamline operations, and improve the customer experience.

Maximize profit and minimize costs by identifying best action

Decision optimization uses analytic models, historical data, and action-focused profit calculations to find the best ways to maximize profits, minimize costs, and identify the best business decision on each account or segment.

Empower business analysts

Built for the business analyst, decision optimization gives domain experts control to quickly develop solutions that simulate and optimize a wide range of areas, as well as the ability to inject their knowledge into the optimization process.

Ensure regulatory compliance

FICO® Decision Optimizer can play an important role in meeting regulatory compliance standards by providing explainable decision tree-based strategies that better meet your goals and constraints, built using powerful and interpretable optimization models and frameworks.

Technical Details

FICO solutions are built on the most advanced analytic science, leveraging decades of pioneering innovation and real-world expertise.
Supports FICO’s tried-and-tested decision optimization methodology used on over 200 projects.
Includes a highly flexible component-based solution design area where analysts can incorporate multiple predictive models, potential actions and customer reactions, multiple business objectives, and resource constraints.
Includes multiple simulation and optimization scenario types to help users balance the trade-off between different and conflicting goals and objectives.
Supports business impact and action-effect models to drive an extensive array of simulation and optimization techniques.
Provides a flexible environment for incorporating complex regulatory, economic, and market measures so they can be included in final strategy determination.
Utilizes best-in-class FICO® Xpress Optimization solvers and algorithms.
Incorporates a scoring engine, so that models and calculations can be created and amended on the fly, allowing new metrics to be easily added.
Incorporates easy-to-use business control, reporting, visualization, and data output options for comparing alternative scenarios and decision strategies.
Provides explainable methodologies to understand and interpret optimization results applied at customer, segment, and portfolio levels.
Supports the entire lifecycle of designing, developing, executing, and deploying decision optimization solutions, with automated decision tree creation.
Business Center
Decision Management and Optimization

Get in Touch

Connect with FICO for answers to all your product and solution questions. We look forward to hearing from you.