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Deliver Personalized Lending Experiences that Customers Understand
Customers want to make smart financial decisions as conveniently as possible. So do their lenders. With FICO® Origination Manager, the two go hand in hand, matching the right financial products to the right customers throughout the entire application process. And it’s all powered by more than 50 years of experience delivering analytics-driven decision making in highly regulated industries.
FICO® Origination Manager is a loan origination system for lenders in all industries. It enhances origination decisions with flexible strategy and rules creation and by improving analytic sophistication. The result? Maximum profitability and—most importantly—consistently relevant customer experiences.
Implement new credit programs in days, not weeks
What if you could decrease time to decision and manual reviews by 50%? That’s the power of analytics-driven origination software. One solution that supports all existing lines of business while shortening the ramping time needed to launch new ones.
Quickly assess risk with pinpoint accuracy
Delinquencies and bad debt bring origination programs to a screeching halt. Decrease risk exposure and minimize application fraud with automated review, approval, and decline decisions—all based on tailored criteria and predetermined score cutoffs.
Deliver convenience to customers, each and every time
Our products work together to provide your customers with valuable experiences across the entire credit lifecycle. This means proactively finding the right solutions for their credit situation based on comprehensive analytics, real-time data, and automated communications.
Designed with Flexibility in Mind
FICO® Origination Manager is built on four highly flexible modules for data acquisition, analytics, decision strategy, and application processing. Each module can be used separately or all together and can be combined with additional FICO solutions to put full control of the credit origination experience back in your hands. Expand your lending reach and limit credit risk with a solution that makes the most sense for your mix of existing lending experiences.
Looking for a more lightweight solution? Still cloud-based, still high powered, FICO® Origination Manager Decision Service integrates with your existing origination software to facilitate simple, highly efficient credit decision strategies. Smarter processes. Intelligent analytics. Learn more about Decision Service.
Connected decision-making across the lending lifecycle
Automated origination models follow your policy rules to efficiently process applications and quickly make decisions.
Automated customer communication leverages real-time analytics for quick selection and automated communication of optimal offers.
Unmatched analytical edge for greater precision
Access to the most comprehensive data sources in the world, including advanced analytics for lending decisions and far more accurate recommendations.
Operationalized analytics means we know how to seamlessly integrate our data sources with your existing processes.
Flexibility for companies of any industry and size
Modular structure allows you to use the right mix of products for your business, including easy integration with both your existing software stack and other FICO lending modules.
On-premises or cloud deployments depending on your architecture. We’ll help you choose the right option for shorter deployment times and use with multiple products, business lines, and locations.
We want to help you future proof the next step in your organization’s journey by sharing the lessons FICO experts have learned about building resiliency during tumultuous times. Register below to gain access to our virtual event series.
From April 20 through May 28, FICO will host a series of live webinars sharing best practices and strategies for resiliency in your organization. The topics fall within six tracks including adaptability, digital customer engagement, risk management, operational efficiency, building trust and protecting customers.
Learn how TBC Bank streamlines processes, boosts sales and increases profits with FICO.
Raiffeisen Bank Speeds Underwriting, Reduces Risk in Developing Markets.
SunTrust customers have a user-friendly, efficient process throughout the loan application; the bank responds quickly due to improved workflow and automation; and new account bookings have increased 50%.
World’s largest building society grows loan portfolio and profitability.
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