FICO® Origination Manager

FICO® Origination Manager

Increase agility, cut application approval time and reduce risk.

Product Details

What do your customers expect from a lending experience? A consistently fast and simple process that feels personal to them.

FICO® Origination Manager equips lenders of all sizes, in all industries, to accomplish this while improving profitability and managing risk. It's a powerful and highly flexible system for evaluating customer value and risk when starting a new credit relationship, helping you make faster, smarter decisions.

Because it’s built on a platform using service-oriented architecture principles, you’ll rely less on IT and have fewer maintenance needs. It's a single decision platform supporting the entire application process.

 

Improve efficiency and effectiveness

  • Decrease time to decision by 50% and manual reviews by 25%-50%.
  • Boost credit analyst productivity, approval rates and product cross-selling.
  • Implement new credit programs in days, not weeks.
  • Reduce infrastructure costs with one solution for multiple lines of business.

Diminish losses and drive compliance

  • Slash delinquencies and bad debt by 15%-25%.
  • Decrease exposure to application fraud.
  • Improve the consistency of policy and procedure.

Accelerate the application process with mobile communication

  • Automate status updates using preferred mobile channels to turn good applicants into happy customers.
  • Speed additional information requests like income verification with self-serve mobile options.

Deployable on-premises or in the cloud, Origination Manager is a flexible system composed of four modules for application processing, data acquisition, analytics and decision-making strategy. Tailor the solution to meet your business needs by using one or all four modules for a complete solution that’s efficient and delivers a great customer experience.

Connect decisions across the entire lending lifecycle to get a comprehensive view of the customer relationship. You can extend the value of Origination Manager with FICO solutions for detecting financial crime, 2-way customer communication and optimization.

FICO Origination Manager Diagram

 

‌  Modify minimum credit scores and easily add new products.

‌  Pre-build reporting to visualize results.

‌  Refine strategies with champion/challenger testing.

‌  Connect external or internal data sources.

‌  Pre-build interfaces to major credit reporting agencies.

‌  Set limits with role-based access controls.

Case Study

TBC Bank

Learn how TBC Bank streamlines processes, boosts sales and increases profits with FICO.

Case Study

Raiffeisen Origination Solutions

Raiffeisen Bank Speeds Underwriting, Reduces Risk in Developing Markets.

Case Study

Alternative Lending for Business: Kabbage Achieves Scale

In the US and Europe, businesses have long sought financing from non-bank alternatives.

FICO® Blaze Advisor® Decision Rules Management System

Nationwide Building Society

World’s largest building society grows loan portfolio and profitability.

Case study

SunTrust transforms origination process and improves customer experience

SunTrust customers have a user-friendly, efficient process throughout the loan application; the bank responds quickly due to improved workflow and automation; and new account bookings have increased 50%.

Resources

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FICO® Origination Manager

Originating a new account is a critical decision affecting 80% of measurable risk throughout the life of an account, and it sets the stage for yield potential from the customer. FICO® Origination Manager delivers the power to make more pre...
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Accelerate Time to Market with Agile Origination

Intensifying competition between banks and the proliferation of non-bank online lenders has created an environment in which any opportunity to acquire new customers must be immediately and decisively seized. Doing so requires flexible solu...
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Acquire More Customers with Effortless Origination

Consumers of financial products have more choices than ever before — from traditional financial institutions (FIs) and new financial technology (fintech) providers. With such an abundance of options available to them, consumers are justifi...
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Adapting to Innovations in Marketplace Lending Hot Topics Q&A

Credit markets have seen many changes in recent years, including tremendous innovation, the rise of marketplace lenders around the globe and new credit products from major technology players such as Amazon. That innovation is driving exist...