Applied Analytics & ML
Deploy fully interpretable, real-time analytics and ML and leverage the very best AI models in the market today.
Originations
Open more accounts, retain, and grow your customer base without increasing exposure to risk.
Investment in seamless originations will always be a driver for open rate growth
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increase in revenue inside 12 months.
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jump in opening application volumes.
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rise in new open account wins.
Overview
Whatever your business, prospects and customers always expect great things — right from the outset.
Today’s customers want convenience, ease, and seamless, personalized treatment throughout their journey. But continually meeting consumer expectations at the point of originations is a challenging balancing act. Particularly when faced with delivering a seamless, friction-free customer experience, while consistently ensuring the multiple demands of automated decisioning, real-time credit risk assessment, fraud and ID checks, data integration, competitive pricing, and offer optimization. Open more bank accounts and retain more customers with FICO® Originations Solution, powered by FICO® Platform.
Why let a competitor win your business? Satisfying expectations, while growing market share in a hugely competitive marketplace is prompting many firms to turn to state-of-the-art cloud-hosted platform technology to ensure they secure higher open rates and retain and best serve customers from the outset.
FICO Originations Solution, powered by FICO Platform
FICO Originations Solution, powered by FICO Platform, allows you to reinvent the originations process from the outset, so opening new customer bank accounts converts to lifelong customer loyalty. It enables you to:
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Streamline and personalize customer experience for all bank account and savings account openings by removing needless friction across all channels.
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Future-proof your investments with smart, agile, scalable, cloud-based solutions.
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Plug into an enterprise intelligence network that’s powered by the leading decisioning and analytic platform.
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Grow portfolio profitability without adding risk, or jeopardizing compliance requirements.
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Balance originations and opening at speed and scale to best suit internal risk appetites.
Why FICO?
With more than 60 years’ innovation and pioneering work in predictive analytics, machine learning, and artificial intelligence, FICO Platform provides a complete, end-to-end set of composable capabilities that empower you to uniquely address a vast spectrum of use cases — right across the customer lifecycle.
It’s the unique combination of Data, Insights, Actions, and Outcomes that delivers a differentiated approach to AI decisioning — at speed and at scale. It enables you to achieve a competitive advantage you would typically only experience with a fully custom approach — where your unique know-how and intelligence are kept secret — while lowering your costs and speeding up the time to market.
FICO Originations Solution, powered by FICO Platform
Ensure every new customer who opens a bank account becomes a lifelong customer.
Find out how the unique combination of Data, Insights, Actions, and Outcomes delivers a competitive advantage to drive your business and open rate growth. All within a matter of minutes.
Capabilities
FICO solutions offer a wide range of capabilities, empowering you to make smarter, personalized decisions, streamline operations, and improve the customer experience.
Intelligent Decisions
Model decisions with open standards, automate with business rules, and support human-in-the-loop AI.
Digital Twins & Simulation
Unlock a distinct competitive advantage with an enterprise scenario management ecosystem.
Data Connection & Ingestion
Seamlessly connect to and bring in data from any source — when and where it’s needed.
Business Composability
Expertly compose business services that choreograph complex workflows to deliver results at scale.
Always-On Features & Profiling
Enrich, manage, share data features, and build real-time customer understanding with transactional profiling.
Enterprise Optimization
Unleash the power of mathematical optimization — find solutions to your most complex business problems using high-performance solvers that maximize your desired outcomes.
Related solutions
Learn how FICO solutions can empower you to make smarter, personalized decisions, streamline operations, and improve the customer experience.
Application Fraud
Can you prevent first-party, third-party, and synthetic identity fraud and provide customers with great service?
Card Fraud
Deliver superior fraud protection experiences and prevent debit and credit card fraud before it happens.
ARM
ARM enables faster time to “yes” by approving loan applicants quicker, driving increased profitability, streamlining your operations, and reducing regulatory risk.
Customer Acquisition
Outshine the competition and reach new heights. Predictive analytics and enhanced customer onboarding give you the power to achieve portfolio growth while staying within resource constraints.
Customer Management
Your customers’ needs can shift in an instant. Monitor changes and develop real-time 360-degree customer views of account performance with FICO’s advanced customer management technology.
Enterprise Fraud Innovations
More than 30 years of continuous, proven fraud-fighting innovation, powered by artificial intelligence and machine learning.
Offer Personalization
One size doesn't fit all. Deliver the right offers, when and where it matters.
Onboarding
Is friction interfering with your seamless onboarding experience and hampering your new customer growth?
Prequalification
Why rely on guesswork when you can enjoy certainty?
Why let a competitor win your business? Find out more here.
Speak to an Expert
We can connect you directly to an advisor.
Request a Demo
After we learn about your unique needs, we’ll organize a customized demo.
Join the FICO Community
As a customer, you’ll be part of global network of fellow innovators.