FICO® Resilience Index

FICO^® Resilience Index can allow financial institutions to discover and manage latent risk within groups of consumers bearing similar FICO^® Scores, without cutting off access to credit for resilient consumers. Leveraging traditional consumer credit data, it is designed to rank-order consumers by their sensitivity to a future economic downturn. It offers a simple, powerful complement to the FICO Score for an array of use cases.