FICO® Safe Driving Score

Overview

The FICO® Safe Driving Score

Just as the FICO® Score is the standard measure of consumer credit risk, the FICO Safe Driving Score provides a measure of driver risk and safety based on driving behaviors, which facilitates consistency and fairness. The FICO Safe Driving Score offers a significant level of transparency and educational insight that can be shared with opt-in drivers and fleets to understand and improve their driving behaviors and safety.

Capabilities

FICO solutions offer a wide range of capabilities, empowering you to make smarter, personalized decisions, streamline operations, and improve the customer experience.

Telematics

Telematics, the sending and receiving of vehicle and driver interaction data, permits the observation and assessment of risky driving behaviors and fuels the FICO® Safe Driving Score.

Robust Algorithms

A robust algorithm that scores a driver based on their driving performance across acceleration, braking, cornering, speed, distraction, and other behind-the-wheel conduct captured over the duration of a trip and over subsequent trips

Broad Data

Evaluating the use of telematics data for several years, FICO analyzed data covering multiple countries, millions of road miles, and millions of trips.

Insights

As with all FICO® Score products, there is a significant level of transparency and insight that is shared with opt-in drivers and their management. Fleet safety performance can be benchmarked and reported by company, division, or team.

Safety Risks

The ability to assess and score safety risk can feed into driver education training and safe driving programs, as well as act as a valuable tool for commercial insurers to help control losses through proactive safety initiatives.

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