FICO® Safe Driving Score

Taking on driver safety: benefits that flow through the entire driving ecosystem.

girl driving
Radial circle
Car driving

The FICO® Safe Driving Score


Just as the FICO® Score is the standard measure of consumer credit risk, the FICO Safe Driving Score provides a measure of driver risk and safety based on driving behaviors, which facilitates consistency and fairness. The FICO Safe Driving Score offers a significant level of transparency and educational insight that can be shared with opt-in drivers and fleets to understand and improve their driving behaviors and safety.


FICO solutions offer a wide range of capabilities, empowering you to make smarter, personalized decisions, streamline operations, and improve the customer experience.


Telematics, the sending and receiving of vehicle and driver interaction data, permits the observation and assessment of risky driving behaviors and fuels the FICO® Safe Driving Score.

Robust Algorithms

A robust algorithm that scores a driver based on their driving performance across acceleration, braking, cornering, speed, distraction, and other behind-the-wheel conduct captured over the duration of a trip and over subsequent trips

Broad Data

Evaluating the use of telematics data for several years, FICO analyzed data covering multiple countries, millions of road miles, and millions of trips.


As with all FICO® Score products, there is a significant level of transparency and insight that is shared with opt-in drivers and their management. Fleet safety performance can be benchmarked and reported by company, division, or team.

Safety Risks

The ability to assess and score safety risk can feed into driver education training and safe driving programs, as well as act as a valuable tool for commercial insurers to help control losses through proactive safety initiatives.

Featured News

Learn what’s happening in the world of advanced analytics and data-driven decision management with the latest news, updates, and ideas from the FICO Newsroom.

Side of building

FICO and eDriving Release Latest Version of the FICO Safe Driving Score with Improved Ability to Predict Future Collisions and Offer Drivers Micro-Coaching After Every Trip

Read more
Grey modern building

Global Driving Safety Leader eDriving and Consumer Scoring Pioneer FICO Announce Strategic Partnership and New Driver Safety Score

Read more
May 10, 2022 – May 13, 2022

FICO World 2022

It's time to mark your calendar for the most business-critical event of 2022! FICO World returns to Florida for our best event yet, exploring the future of analytics-powered decision management.

Register now
Decision Management Platform

From the FICO Blog

Get the latest insights, solutions, and strategies for improving business results from the FICO experts and thought leaders.
April 07, 2019

FICO Safe Driving Score Predicts Likelihood of Future Collisions

<p>Despite advancements in safety technology, road fatalities are on the rise.

Read more
June 06, 2019

FICO Awarded Drexel LeBow Analytics 50 Award for the FICO Safe Driving Score

For the third year in a row, FICO was honored with the Drexel LeBow Analytics 50 award for our innovative work on the FICO® Safe Driving Score.

Read more
May 27, 2021

Winners of 2021 FICO Decisions Awards Announced

Digital transformation yields dividends in challenging year

Read more

Learn more

Connect with FICO for answers to all your product and solution questions. We look forward to hearing from you.