The FICO® Safe Driving Score
Just as the FICO® Score is the standard measure of consumer credit risk, the FICO Safe Driving Score provides a measure of driver risk and safety based on driving behaviors, which facilitates consistency and fairness. The FICO Safe Driving Score offers a significant level of transparency and educational insight that can be shared with opt-in drivers and fleets to understand and improve their driving behaviors and safety.
Telematics, the sending and receiving of vehicle and driver interaction data, permits the observation and assessment of risky driving behaviors and fuels the FICO® Safe Driving Score.
A robust algorithm that scores a driver based on their driving performance across acceleration, braking, cornering, speed, distraction, and other behind-the-wheel conduct captured over the duration of a trip and over subsequent trips
Evaluating the use of telematics data for several years, FICO analyzed data covering multiple countries, millions of road miles, and millions of trips.
As with all FICO® Score products, there is a significant level of transparency and insight that is shared with opt-in drivers and their management. Fleet safety performance can be benchmarked and reported by company, division, or team.
The ability to assess and score safety risk can feed into driver education training and safe driving programs, as well as act as a valuable tool for commercial insurers to help control losses through proactive safety initiatives.
Learn what’s happening in the world of advanced analytics and data-driven decision management with the latest news, updates, and ideas from the FICO Newsroom.
FICO and eDriving Release Latest Version of the FICO Safe Driving Score with Improved Ability to Predict Future Collisions and Offer Drivers Micro-Coaching After Every TripRead more keyboard_arrow_right
From the FICO Blog
FICO Safe Driving Score Predicts Likelihood of Future Collisions
Despite advancements in safety technology, road fatalities are on the rise.
FICO Awarded Drexel LeBow Analytics 50 Award for the FICO Safe Driving Score
eDriving Helps Riskiest Drivers Reduce Collision Risk
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