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The FICO® Score for International Markets, the industry standard for objective risk assessment, can be used in any country where there is active and stable credit reporting data. The FICO® Score rank-orders consumers by how likely they are to pay their credit obligations as agreed. The model analyzes the information available on the credit bureau profile with relevant information from the lender, and produces a numeric score that is indicative of the future credit risk.
With or Without Data
Available as an expert or empirical model. FICO expert models encapsulate the 60 years of accumulated skills, knowledge and experience of our credit experts in the form of an algorithm.
Tailored to Your Market
Empirical models are tailored to proprietary product portfolios, customer base and in-country credit bureau data; and generally provide a higher degree of performance.
Fair Access to Credit
Make access to credit open and fair to all citizens, while removing impediments to credit expansion by empowering lenders to make careful, compliant decisions quickly and at a low cost.
Over the past 60 years, FICO has brought credit scoring to countries around the world, helping make lending non-biased and more accurate. The FICO® Score is the standard measure of US consumer credit risk, and is used in more than 25 countries on five continents.
FICO can rapidly deliver a solution for implementation within the bureau or the lender’s own system environment that will bring the benefits of FICO® Scores for International Markets. Most importantly for the global market, the scoring system intelligently interprets the varying levels of data available in each bureau, bank or country in which it is deployed.
FICO can rapidly deliver a solution for implementation within the bureau or the lender’s own operations that will bring the benefits of FICO® Scores without the lead times associated with empirical scoring developments.
Most importantly for the global market, the scoring system intelligently interprets the varying levels of data available in each country in which it is deployed.
Speed approval/decline decisions for new applicants.
Refine allocation of credit limits and loan amounts.
Approve/decline requests for credit limit increases.
Set other risk-based pricing and terms of business consistently.
For Credit Bureaus
Launch a new offering quickly with expert models and rapid implementation.
Meet the demand of bureau clients for a broad-based risk score.
Leverage the data you aggregate to offer new high-impact services.
Provide broader client support through value-added analytic products.
The FICO® Score for International Markets, the industry standard for objective risk assessment, can be used in any country where there is active and stable credit reporting data. The solution improves the appraisal of a borrower’s creditwo...
FICO® Score Validation Services provide the expert analytic resources and proven framework needed to overcome the barriers to upgrading to a more current and powerful FICO® credit risk score. Whether challenging your in-house or legacy bur...
“FICO has the most widely used world-leading credit bureau scoring models and excellent professional service teams. FICO® Score for International Markets brings immediate benefits to our business by substantially improving efficiency of ou...
I-Score helps Egyptian banks grant more credit with less risk and cost.