Lenders have the opportunity to extend credit to millions of U.S. consumers who otherwise cannot be scored appropriately, either due to insufficient or stale data in traditional credit bureau files. FICO® Score XD — developed in partnership with LexisNexis® Risk Solutions and Equifax® — is a score that leverages alternative data sources to give lenders a second opportunity to assess otherwise unscorable consumers. FICO Score XD is designed with precision and compliance in mind to enable lenders to safely extend credit to a largely unserved market using an accessible and familiar FICO® Score.