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FICO Products

Find out which products can help transform your organization.

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FICO® Score

The FICO® Score is used by 90 of the top 100 largest US lending institutions for their risk assessment needs.

  • Get a broad-based view of risk
  • Extend credit with confidence
  • Attain targeted risk control from a multi-scorecard design

FICO® Score Open Access

Deepen customer relationships through credit education and transparency.

  • Strengthen reputation and brand
  • Create goodwill and customer empowerment
  • Boost profits and increase share of wallet

FICO® Cyber Risk Score

The most accurate security rating service to determine the risk profile of any organization.

  • Transparency
  • Self-Service
  • Machine Learning

FICO® Insurance Scores

Gain an added perspective on risk with credit data and FICO modeling.

  • Increase profitability
  • Improve customer service
  • Build a richer picture of risk

FICO® Medication Adherence Score

Helping healthcare providers proactively take actions to improve adherence levels.

  • Effectively identify non-compliance
  • A proactive approach to compliance management
  • Improve planning and targeting

FICO® Propensity Scores for Health Care

Improve the effectiveness of adherence, utilization, care and case management programs.

  • Identify behaviors of non-compliance
  • Maximize patient engagement
  • Test and learn for improvement

FICO® Safe Driving Score

A consistent and objective measure of driver risk and safety based on driving behaviors.

  • Safety in Numbers
  • Monitor and Motivate
  • Not hindsight, predict future risk

FICO® Score Adoption Services

Providing deep analytics knowledge and broad experience of how to assess and evaluate scores.

  • Assess predictive power of the score
  • Confidence in the financial lift of scores
  • Derive immediate value

FICO® Score Economic Calibration Service

Get a consistent and common measure of consumer credit health.

  • Stress-test consumer credit portfolios
  • Improve forecasting accuracy
  • Comply with CCAR requirements

FICO® Score for International Markets

The FICO® Score can be used in any country where there is active and stable credit reporting data.

  • With or without data
  • Tailored to your market
  • Fair access to credit

FICO® Score X Data

Expanding financial inclusion by scoring millions more consumers worldwide.

  • Enables portfolio growth into consumer populations.
  • Apply leading edge psychometrics and behavioral data.
  • New alternative data sources.

FICO® Score XD

Giving bankcard issuers the ability to identify credit worthy, previously unscorable, borrowers.

  • Expanded Scoreable Universe
  • Easy integration
  • An onramp to mainstream credit

FICO® Small Business Scoring Service℠

Consistently minimize the data, time, and expense of assessing a small business applicants’ credit risk.

  • More profitable credit portfolios
  • Make objective, consistent decisions
  • Analysis of rich pooled data


Credit grantors for small and medium-sized enterprises now have a comprehensive tool to assess credit risk.

  • Streamline operations
  • Identify profitable accounts
  • Delight your clients

Property PredictR® Insurance Score

The first statistically developed risk score based exclusively on residential property inspection information.

  • Build a comprehensive risk profile
  • Minimize loss risk
  • Maximize profit per decision

UltraFICO™ Score

The consumer-powered score. See where it can take you.

  • Smart
  • Inclusive
  • Innovative