Home  /  FICO Solutions

FICO Solutions

Transform your business. Empower your customers.

Woman with a credit card over her eye

Solutions

FICO solutions offer a wide range of capabilities, empowering you to make smarter, personalized decisions, streamline operations, and improve the customer experience.

Application Fraud

Can you prevent first-party, third-party, and synthetic identity fraud and provide customers with great service?

Learn more
twin looking woman wearing same outfit talking to each other on sofa

Application Risk Models

Application Risk Models (ARM) enables faster time to “yes” by approving loan applicants quicker, driving increased profitability, streamlining your operations, and reducing regulatory risk.

Learn more
Woman using a laptop

Card Fraud

Deliver superior fraud protection experiences and prevent debit and credit card fraud before it happens.

Learn more
woman with hands covering her eyes

Collections & Recovery

Customer centric decisions to enhance collections and recovery efficiency, effectiveness, compliance, and customer satisfaction.

Learn more
woman juggling piggy bank house purse and medications

Consortium Scores for Account Management

Smarter, faster credit risk assessment to enhance your bottom line.

Learn more
smiling business man holding tablet

Consumer Credit Scores

FICO® Scoring solutions form the basis of sound and fair lending across the financial services landscape.

Learn more
smiling young woman leaning on light blue wall holding orange juice holding cell phone

Customer Acquisition

Outshine the competition and reach new heights. Predictive analytics and enhanced customer onboarding give you the power to achieve portfolio growth while staying within resource constraints.

Learn more
close up of person holding cupcake with candy frosting

Customer Communications for Collections

Resolve more debt with AI-infused omnichannel communication.

Learn more
man

Customer Communications for Customer Management

Create seamless communication across the entire customer journey with a single enterprise platform solution.

Learn more
woman holding hands to mouth to shout

Customer Communications for Enterprise

Intelligent digital customer communication management across the customer lifecycle.

Learn more
woman being recorded in studio

Customer Communications for Fraud

An intelligent omnichannel digital customer communication management solution for low-friction, high-security fraud alert resolution.

Learn more
Woman hiding behind a phone

Customer Management

Your customers’ needs can shift in an instant. Monitor changes and develop real-time 360-degree customer views of account performance with FICO’s advanced customer management technology.

Learn more
woman smiling looking at cell phone

Deposits

Attract and retain precious liquidity, grow revenue, and personalize experiences with precise, analytics-driven deposit strategies and execution.

Learn more
woman watering small plant

Driving Risk Scores

Learn more about the FICO® Safe Driving Score, which is a consistent and objective measure of driver risk and safety based on driving behaviors.

Learn more
Man riding a red scooter

Enterprise Fraud Innovations

More than 30 years of continuous, proven fraud-fighting innovation, powered by artificial intelligence and machine learning.

Learn more
person sitting in the dark with the glow of laptop lighting up face

Financial Inclusion and Growth

The FICO® Financial Inclusion Initiative is focused on the development of new scoring products, partnerships, services, and platforms to empower lenders’ decision making and financial inclusion growth efforts around the world.

Learn more
young son looking up at smiling father

Health Care Scores

Improve on the success of adherence and utilization of health care programs.

Learn more
Woman

Insurance Scores

Be confident to make coverage more available and affordable.

Learn more
Energetic young family portrait mother holding daughter and father holding puppy

Next Best Offer or Experience

Put your customer at the center of all that you do.

Learn more
Woman using a phone

Next Best Sale or Experience

Do you know the true value of your customer relationships?

Learn more
Woman shouting in a yellow shirt

Offer Personalization

One size doesn't fit all. Deliver the right offers, when and where it matters.

Learn more
Woman with pink hair flipping it back

Onboarding

Is friction interfering with your seamless onboarding experience and hampering your new customer growth?

Learn more
smiling woman looking at cell phone

Originations

Open more accounts, retain, and grow your customer base without increasing exposure to risk.

Learn more
woman sitting on longboard looking at cell phone

Prequalification

Why rely on guesswork when you can enjoy certainty?

Learn more
man taking selfie holding up hand to make a peace sign

Prescreen

Deliver faster, smarter digital credit offers at speed and scale.

Learn more
selfie

Pricing Optimization

Personalize offers balancing business objectives and constraints for profitable, optimal pricing decisions that enhance customer experience.

Learn more
man with phone

SME Lending

Are you winning your fair share of the SME lending market?

Learn more
woman with watering can

Scams Protection

Stop scams, protect customers, lower risk, and prevent losses from payments fraud with cutting-edge artificial intelligence and machine learning.

Learn more
man standing

Small Business Credit Scores

FICO’s small and medium enterprise (SME) scores for both US and international markets provide lenders with new ways to safely expand small business loan portfolios and grow profits while reducing risk.

Learn more
smiling seamstress leaning over workbench table

Underwriting

Optimization and automation offer underwriters what’s needed most — speed, scale, and control.

Learn more
grandmother and grandchild smiling

Take the next step

Connect with FICO for answers to all your product and solution questions. We look forward to hearing from you.