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FICO Solutions

Transform your business. Empower your customers.

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FICO solutions offer a wide range of capabilities, empowering you to make smarter, personalized decisions, streamline operations, and improve the customer experience.

Application Fraud

Can you prevent first-party, third-party, and synthetic identity fraud and provide customers with great service?

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Application Risk Models

Application Risk Models (ARM) enables faster time to “yes” by approving loan applicants quicker, driving increased profitability, streamlining your operations, and reducing regulatory risk.

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Card Fraud

Deliver superior fraud protection experiences and prevent debit and credit card fraud before it happens.

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Collections & Recovery

Customer centric decisions to enhance collections and recovery efficiency, effectiveness, compliance, and customer satisfaction.

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Consortium Scores for Account Management

Smarter, faster credit risk assessment to enhance your bottom line.

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Consumer Credit Scores

FICO® Scoring solutions form the basis of sound and fair lending across the financial services landscape.

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Customer Acquisition

Outshine the competition and reach new heights. Predictive analytics and enhanced customer onboarding give you the power to achieve portfolio growth while staying within resource constraints.

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Customer Communications for Collections

Resolve more debt with AI-infused omnichannel communication.

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Customer Communications for Customer Management

Create seamless communication across the entire customer journey with a single enterprise platform solution.

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Customer Communications for Enterprise

Intelligent digital customer communication management across the customer lifecycle.

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Customer Communications for Fraud

An intelligent omnichannel digital customer communication management solution for low-friction, high-security fraud alert resolution.

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Customer Management

Your customers’ needs can shift in an instant. Monitor changes and develop real-time 360-degree customer views of account performance with FICO’s advanced customer management technology.

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Attract and retain precious liquidity, grow revenue, and personalize experiences with precise, analytics-driven deposit strategies and execution.

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Driving Risk Scores

Learn more about the FICO® Safe Driving Score, which is a consistent and objective measure of driver risk and safety based on driving behaviors.

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Enterprise Fraud Innovations

More than 30 years of continuous, proven fraud-fighting innovation, powered by artificial intelligence and machine learning.

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Financial Inclusion and Growth

The FICO® Financial Inclusion Initiative is focused on the development of new scoring products, partnerships, services, and platforms to empower lenders’ decision making and financial inclusion growth efforts around the world.

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Health Care Scores

Improve on the success of adherence and utilization of health care programs.

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Insurance Scores

Be confident to make coverage more available and affordable.

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Next Best Offer or Experience

Put your customer at the center of all that you do.

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Next Best Sale or Experience

Do you know the true value of your customer relationships?

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Offer Personalization

One size doesn't fit all. Deliver the right offers, when and where it matters.

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Is friction interfering with your seamless onboarding experience and hampering your new customer growth?

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Open more accounts, retain, and grow your customer base without increasing exposure to risk.

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Why rely on guesswork when you can enjoy certainty?

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Deliver faster, smarter digital credit offers at speed and scale.

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Pricing Optimization

Personalize offers balancing business objectives and constraints for profitable, optimal pricing decisions that enhance customer experience.

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SME Lending

Are you winning your fair share of the SME lending market?

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Scams Protection

Stop scams, protect customers, lower risk, and prevent losses from payments fraud with cutting-edge artificial intelligence and machine learning.

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Small Business Credit Scores

FICO’s small and medium enterprise (SME) scores for both US and international markets provide lenders with new ways to safely expand small business loan portfolios and grow profits while reducing risk.

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Optimization and automation offer underwriters what’s needed most — speed, scale, and control.

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Take the next step

Connect with FICO for answers to all your product and solution questions. We look forward to hearing from you.