Acquisition, Origination & Growth for Banking

Acquisition, Origination & Growth for Unsecured Lending

Empower your bank to compete for the long haul — and build sustainable, profitable portfolios — in a rapidly evolving market.

Solution Overview

Succeeding requires not just growth, but intelligent growth

In today’s environment, building a portfolio that effectively balances growth, risk, profitability and retention requires one thing: precision. Customers have more choices, and more competitors are looking to poach the most profitable parts of your portfolio. As a result, banks that innovate will lead the way. To grow successfully, you must:

  • Develop acquisition and growth strategies that produce the exact portfolio you set out to create.
  • Execute those strategies, on a customer-by-customer basis, across all applicable channels.
  • Monitor your strategy performance continually, then quickly adjust strategies as the market continues to shift.

 

The FICO Acquisition, Origination and Growth Ecosystem for Banking is an industry-leading combination of advanced analytics and decision management technology that helps you:

  • Discover and quickly execute strategies for intelligent portfolio growth.
  • Deliver a world-class experience to customers and prospects that will drive increased engagement and retention.
  • Continually adapt to changing market conditions, regulatory requirements, and competitive dynamics.

 

The foundation of FICO’s Acquisition, Origination, and Growth Ecosystem for Banking is the seamless integration of our world-class analytics and strategy development tools and robust decision execution environments. This integration facilitates a "learning loop" that empowers business users to quickly understand the performance of their current decisioning strategies and to develop, test and deploy refined strategies that will drive more satisfying customer experiences and more profitable business outcomes.

Case Study

KeyBank

KeyBank Sharpens Marketing Strategies Using FICO® Decision Management Suite.

Case Study

TBC Bank

Learn how TBC Bank streamlines processes, boosts sales and increases profits with FICO.

TRIAD Customer Manager

ICICI

ICICI, a top Indian bank, needed to manage aggressive growth in credit cards in the face of increasing foreign and local competition.

Solutions for Unsecured Lending

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Resources

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FICO IFRS 9 Impairment Management Solution

No matter where your institution is along the path to meeting the Impairment of Financial Assets requirements of the International Reporting Standard 9 (IFRS 9), you face challenges. Apart from mastering the comple...
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For financial institutions, customer centricity is now or never

How vulnerable is your organization to disruption? Are you doing enough to stay ahead of the threat through reinvention and innovation? Answers depend on the degree to which your operations are digital, real-time, and above all, custome...
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Decisions and Scoring as a Service

Banks, credit unions, and other lenders are constantly challenged to lend responsibly, improve customer experience, increase profitability, and advance their competitive positions. Achieving these goals without taking on more credit risk, ...
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Predicting First-Party Fraud: Bridging the Chasm Between Credit Risk and Fraud

For most financial institutions, credit risk and fraud are two distinctly different departments. However, credit risk and fraud functions touch almost every point of the customer lifecycle—from marketing to origination to management to clo...