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Succeeding requires not just growth, but intelligent growth
In today’s environment, building a portfolio that effectively balances growth, risk, profitability and retention requires one thing: precision. Customers have more choices, and more competitors are looking to poach the most profitable parts of your portfolio. As a result, banks that innovate will lead the way. To grow successfully, you must:
The FICO Acquisition, Origination and Growth Ecosystem for Banking is an industry-leading combination of advanced analytics and decision management technology that helps you:
The foundation of FICO’s Acquisition, Origination, and Growth Ecosystem for Banking is the seamless integration of our world-class analytics and strategy development tools and robust decision execution environments. This integration facilitates a "learning loop" that empowers business users to quickly understand the performance of their current decisioning strategies and to develop, test and deploy refined strategies that will drive more satisfying customer experiences and more profitable business outcomes.
KeyBank Sharpens Marketing Strategies Using FICO® Decision Management Suite.
Learn how TBC Bank streamlines processes, boosts sales and increases profits with FICO.
ICICI, a top Indian bank, needed to manage aggressive growth in credit cards in the face of increasing foreign and local competition.
No matter where your institution is along the path to meeting the Impairment of Financial Assets requirements of the International Reporting Standard 9 (IFRS 9), you face challenges. Apart from mastering the comple...
Customer satisfaction and retention are keys to long-term profitability in almost every industry. However, inconsistent and impersonal customer interactions are among the most-cited reasons people decide to shop elsewhere. In financial ser...
What we’ve learned about challenger strategies Organizations are always striving to build better decision-making models as a way to increase operational efficiency and beat the competition. However, failure to properly test new challenger ...
Client: Prominent North American Bank
Challenge: Create machine learning models for credit risk that provide transparency and regulatory compliance.
Solution: FICO® Analytics Workbench™
Results: With Explainable AI (xAI) machine l...