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Financial institutions are seeking ways to increase their analytics sophistication and adopt a more automated process for making decisions across the customer lifecycle. The problem is these advanced analytics solutions are often very expensive, require valuable IT resources (or non-existent decision science resources), and take six or more months to design, test and implement.
FICO has the answer. FICO Decision and Scoring Service (DSS) is an agile, fully-managed cloud service that enables organizations to leverage our decades of global analytics expertise, world class analytic models, and the FICO Analytic Cloud to make better informed, data-driven decisions. DSS enables confident execution of lender risk scores and credit policy rules for improved decision making in originations, account management and collections/recovery executing on client existing and new data.
Decision and Scoring Service is a software as a service (SaaS) with transactional pricing that enables small and mid-tier financial institutions to utilize advanced predictive and prescriptive analytics to close the analytics gap relative to larger competitors to increase profitability, advance competitive positioning and improve the customer experience. This approach enables your staff to focus on what they do best – connecting with customers at a human level and handling important exceptions that by nature aren’t right for automation.
Fast time to Value: Enables rapid integration with your existing systems and pay-as-you-go pricing for rapid return-on-investment
Fully Managed Solution: Leverages FICO’s world class analytic models, rules and the FICO Analytic Cloud to enable turnkey analytic scoring
IT-Light: Our software-as-a-service (SaaS) model does all the ‘heavy lifting’ to convert your data into an actionable customer score—you just provide the relevant data
Safe and Secure: FICO has built data centers specifically to host Decision and Scoring Service (DSS) in the FICO Analytic Cloud—enabling us to serve your unique security and privacy requirements
Enhanced customer experience: Leverage all your available customer data to provide an instant, personalized decision across the customer lifecycle
A high-performance execution platform to power and connect every decision.
FICO DMP Community
Consistently minimize the data, time, and expense of assessing a small business applicants’ credit risk.
Pre-developed FICO® Application Risk Models (ARM) provide an immediate, cost-effective means to assess risk for a variety of portfolios and market segments. Now in its fourth release, ARM 4.0 offers even greater predictability and flexibility, providing tens of thousands of dollars of benefits to clients. ARM enables consumer credit grantors to reduce delinquency and chargeoff losses, approve more applicants and increase profitability, streamline operations, cut decision time, and ensure regulatory compliance.
Banks, credit unions, and other lenders are constantly challenged to lend responsibly, improve customer experience, increase profitability, and advance their competitive positions. Achieving these goals without taking on more credit risk, ...
Client: Country division of a large multi-national bank
Challenge: Demonstrate the value of the massive quantities of detailed transactional data the bank had amassed but not yet used in credit risk modeling
Solution: A service engag...
Banks and credit unions are constantly looking to bring the best service to their customers and often find themselves in competition with larger institutions that have highly sophisticated analytic tools and processes in place that drive m...