Can biometrics deliver protection from account takeover fraud?
When people access and use accounts, you must be sure they are your genuine customer. Biometrics, whether behavioral or based on unique physical characteristics, can reliably authenticate individuals. By using technology customers already own and are comfortable with, you can offer low- or no-friction security that protects them and your organization.
Behavioral and physical biometrics
How someone enters their password is unique to them. By analyzing keystrokes, you can keep criminals out of accounts — even if they have the password.
Compare customers’ facial image to a securely stored template to identify them and confirm that a video or photograph is not being used to impersonate them.
Customers use a self-selected security phrase which is compared to a previously captured voiceprint to confirm their identity.
Facial recognition plus voice recognition
Combine facial recognition with voice biometrics for an added layer of security.
Are banks and their customers ready to use physical and behavioral biometrics to protect accounts?
From the FICO Blog
How can we help?
Would you like to learn how you can build better authentication strategies with behavioral and physical biometrics?