Analytics & ML
Leverage our patented AI techniques to develop your advanced analytics and train your ML models to deeply understand and predict customer behavior.

Collections and recovery operations are changing. Research shows more than half of consumers globally are struggling with the cost of living. Your business may be experiencing rising delinquency and poor customer experience due to less-than-optimal debt collection and recovery strategies. Leading companies work with FICO to leverage our deep expertise to provide customer-centric decisioning solutions.
This environment empowers organizations to design highly -differentiated solutions to their most challenging debt management problems.
FICO’s fully compliant debt management environment connects early warning collections, recovery, and customer communications in one complete ecosystem. By automating operational processes, extracting insights with advanced analytics, and offering personalized experiences, FICO’s solutions improve efficiency while increasing revenue, on-time payments, and customer satisfaction.
Leverage our patented AI techniques to develop your advanced analytics and train your ML models to deeply understand and predict customer behavior.
Make more precise, consistent, and intelligent decisions across your enterprise with expert control over your decision logic.
Give your business users the crystal ball they need to creatively explore ideas, respond to emerging trends, and build better decisions.
Inform your decisions and enrich your insights with signals from third-party data and other alternative data sources.
Choreograph your intelligence to animate customer journeys by weaving data, insights, and actions into positive, memorable, and valuable moments in your customers lives.
Get more machine learning projects into production by leveraging a shared library of derived data attributes across your enterprise.
Unleash the power of mathematical optimization — use high-performance solvers to model business problems and calculate the best possible decision to maximize your desired outcomes.
Ensure your configuration drives the desired outcomes by testing and validating business services across FICO® Platform.
Revolutionize your data-intensive business applications with composable dataflows that dramatically improve your customer-facing business decisions.
ARM enables faster time to “yes” by approving loan applicants quicker, driving increased profitability, streamlining your operations, and reducing regulatory risk.
Your customers’ needs can shift in an instant. Monitor changes and develop real-time 360-degree customer views of account performance with FICO’s advanced customer management technology.