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Deposit price optimization is more crucial than ever.
Even in today’s climate of dynamic rates and increased regulation, it’s possible to maximize portfolio performance, accurately forecast liquidity and increase customer satisfaction.
FICO’s Optimization Solution for Deposit Pricing helps you:
Forecast
Use price elasticity models to forecast portfolio volumes.
Differentiate
Configure and de-aggregate decision variables for different segments.
Balance
Use a flexible engine to identify prices that achieve your goals and meet constraints.
Streamline
Manage reporting, analysis, pricing, approvals, and more in one environment.
Solving your biggest and most complex business problems.
FICO Optimization Community
Realize the promise of advanced analytics and decision management.
FICO Decision Technology Community
A powerful tool for business analysts to optimize decision strategies.
A high-performance execution platform to power and connect every decision.
FICO DMP Community
To grow and thrive in an increasingly competitive market, banks must attract and retain deposits. FICO’s precision price execution solution allows you to provide distinctive pricing strategies that are independent of the deposit core syste...
FICO® Optimization Solution for Deposit Pricing is the industry’s most rigorous, comprehensive analytical solution for deposit pricing decisions. Improve deposit margins by 10%–30%, lower portfolio rate-paid by 5–20 bps in an uncertain rat...
Embed the power of advanced analytics into your deposit fee strategies Today, most banks charge nominal fees for various deposit-related services, such as overdraft charges, ATM fees, minimum balance fees, service charges, etc. When cus...
Promotional deposit rates have been used extensively to attract new customers by offering special introductory pricing for a fixed duration. However, these promotions are typically offered as a “one-size-fits-all” – the same rate, promotio...