FICO^® Scoring Solutions for Financial Inclusion

Financial inclusion is in our DNA.

Drawing on reliable new sources of data, FICO scores more creditworthy people who are unable to obtain credit using traditional credit bureau data alone. Whether establishing the first credit score for a nation or safely growing micro credit, FICO partners with credit reporting agencies and data providers around the world to extend credit access responsibly.

FICO’s approach ensures the integrity of scoring standards as well as the expansion of credit scoring more broadly than ever before. FICO can rapidly develop innovative Scoring Solutions by combining traditional credit bureau and new alternative data sources to help solve the global financial inclusion challenge.

FICO pioneered development of scoring analytics that enabled lending to be fair and dependent only on criteria relevant to risk. FICO^® Scores are used today in more than 25 countries on five continents.

Scalable to Make an Impact — Uniquely able to offer dual score strategies, with FICO^® Scores based on traditional credit bureau data combined with new alternative data scores, we are empowering financial inclusion at scale.

Alternative Innovation — An evolving platform takes full advantage of the emergence of new alternative data sources and analytic techniques for acquiring data and applying machine learning.

Unique Global Reach — Multiple alternative data partnerships with footprints in over 30 countries and counting increase FICO’s global reach to empower lenders looking to serve the underserved and accelerate economic growth.