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FICO is a global organization with analytic and data expertise embedded in all key regions. FICO® Scoring Solutions for International is a full portfolio of analytic solutions including scorecards, models, customer segmentation and optimized decision strategies, all of which can be delivered through partners, standalone or embedded in the FICO® Decision Management Platform.
Highly scalable, FICO® Scoring Solutions are designed for ease and speed of deployment and are primarily based on existing Scoring Solutions that can be customized to suit the needs of the target market. FICO helps our clients evolve their analytics, from initiation of their first custom models through to decision optimization.
Solutions to match the quality and usability of available data.
FICO® Scoring Solutions for International consists of a range of offerings focused on predicting credit risk at originations and account management stages, and can address challenges in application fraud, conduct risk, affordability, collections and in solving other market problems. Depending on the requirements of the client and on the availability of data, FICO® Scoring Solutions are offered in two different analytic forms: an expert Scoring Solution or an empirically-derived Scoring Solution, where data is available with sufficient breadth, depth and appropriate performance and predictive snapshot data can be extracted. FICO makes world-class analytics operational to offer clients valuable insights into how to deploy analytics, set strategies, manage data and deal with regulations that concern analytic use.
The Scoring Solutions available are offered to credit bureau partners, distributors, resellers and franchisees; or can be delivered direct to the lender.
For Credit Bureaus and Data Providers:
The FICO® Score can be used in any country where there is active and stable credit reporting data.
Expanding financial inclusion by scoring millions more consumers worldwide.
Modify collection strategies to better manage your accounts.
Credit grantors for small and medium-sized enterprises now have a comprehensive tool to assess credit risk.
Fair, responsible, compliant lending through deeper customer insights.
A services offering that measures a consumer’s capacity to safely take on incremental debt.
The Challenge: 1.7 billion people globally are under-banked or have no banking relationship at all. Approximately 1 billion more have access to a bank, but have no credit history.
Lenders want to expand their market to include...
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