with a better browsing experience; allow us to assess, monitor, and improve the website’s
performance; and enable our partners to advertise to you. You may disable the cookies by changing
the settings in your browser, and you may tell us not to share your cookie data with third parties.
With increasing regulatory pressures and a shifting competitive landscape squeezing profits, banks looking to drive growth also need to drive innovation. Retail bankers can apply a wide range of FICO® Scoring Solutions and Services to fine-tune their credit risk decisions throughout the customer lifecycle.
Banks use FICO® Scores to gauge the likely creditworthiness of a new customer and to make decisions on products and terms based on their credit risk. FICO® Scoring Solutions form the basis of sound and fair lending across the retail banking industry. Credit cards, auto loans, mortgages, student lending and asset-back securitizations are all served by the predictive power of FICO® Scoring Solutions for Retail Banking.
Empowering fair and responsible lending across the industry.
Auto lenders looking to drive better bottom-line results can benefit from flexible Scoring Solutions specific for the auto industry. Gain insights to streamline applicant approvals, set the right terms at origination, while minimizing exposure, collection and recovery costs, and maintaining portfolio value.
From traditional origination and account management functions to sophisticated affordability calculations, FICO® Scoring Solutions complement a flexible and scalable approach to credit card management — across the organization and across channels.
For risk assessment of first mortgages, home equity loans, prescreen selection and to assess for capitalization on the secondary market, lenders, investors and servicers have trusted the independent FICO® Score for decades to make sound lending and investing decisions.
The ubiquitous language of credit risk, FICO® Scoring Solutions serve organizations of all sizes from credit unions and community banks to global financial organizations.
The FICO® Score is used by 90 of the top 100 largest US lending institutions for their risk assessment needs.
Deepen customer relationships through credit education and transparency.
Giving bankcard issuers the ability to identify credit worthy, previously unscorable, borrowers.
Providing deep analytics knowledge and broad experience of how to assess and evaluate scores.
Get a consistent and common measure of consumer credit health.
Fair, responsible, compliant lending through deeper customer insights.
The consumer-powered score. See where it can take you.
The FICO® Score 10 suite provides a comprehensive set of the most powerful FICO® Scores ever. Leveraging FICO’s heritage of scoring expertise, this new suite, offering FICO® Score 10 and FICO® Score 10 T, supports more predictive consumer ...
COVID-19 is going to cause a deterioration in repayments once deferral arrangements expire.
How are you going to change your portfolio and origination strategies to deal with new risk levels?
How are you going to maneuver your busi...
On every street corner, small businesses are fighting to survive this global crisis. How can we stem today’s damages and build resilience for tomorrow? Join us in this interactive Q&A session where Tim Van Tassel, Founder of SMALL BUSI...
Wildfires, floods, hurricanes, tornados, cyclones, earthquakes, volcanoes—natural disasters strike quickly and with little warning. While there is a lot of good advice on how to prepare to protect your health and safety, you also need to p...