Identity and Authentication

Stop application fraud and account takeover fraud.

Round building
Radial circle
Overview

Identity theft increases application and account takeover fraud

Data breaches have given criminals access to more personal information than ever before, and with this, they can commit application fraud or takeover the accounts of legitimate customers with ease. In today’s digital economy, you must understand who your customers are, when they open accounts and be able to authenticate them at every subsequent interaction in order to prevent identity fraud and ensure identity authentication.

FICO Identity and Authentication

Customer identity management that helps prevent fraud and improve customer experience

Solutions

Learn how FICO solutions can empower you to make smarter, personalized decisions, streamline operations, and improve the customer experience.

Identity Proofing

Trusted identity validation and verification that supports excellent customer experience.
Learn more

Application Fraud

Tackle first- and third-party fraud at point of origination.
Learn more

Biometric and Behavioral Authentication

Physical and behavioral biometrics provide low-friction and reliable customer identity authentication.
Learn more

Synthetic Identity Fraud

Fraudsters use a combination of stolen and fabricated data to create synthetic identities to commit fraud.
Learn more

Strong Customer Authentication

Driven by regulation such as PSD2 and industry standards including 3-D Secure 2, financial institutions are on the hook to deliver compliant identity authentication.
Learn more

FICO Advisory Services

Partner with us for deep decision making insights, increased business analytic knowledge and a vision for your longer term strategic direction.
Learn more

Identity Management as a Competitive Advantage

Ensuring customers’ identities are genuine and securing their accounts as part of identity management is imperative, but this cannot happen at the expense of excellent customer experience. FICO commissioned independent studies with both financial institutions and their customers — could their answers help inform your authentication and fraud strategies?
four glass buildings
64
%
Of banks force customers opening accounts digitally to use separate channels to prove their identity
holding credit card
25
%
Of people would give up on opening an account or go to a competitor if asked to act in another channel
guy using laptop
51
%
Of banks say they struggle to make authentication experiences consistent across channels
using phone
71
%
Of people are happy to provide a biometric to their bank
Event
April 27, 2021 – April 29, 2021

Success Realized: Digital Transformation Delivered

Customers who have beaten the odds and found the keys for succeeding in a slowly recovering world

Register now
Abstract wave

Related products

Learn more about how FICO solutions can drive better decisions and better results for your customers and your organization.

People walking

FICO® Falcon® Identity Proofing

Identity proofing that prevents fraud, helps you meet KYC obligations, and provides customers with a great digital experience.

Explore
FICO Announces New Stock Repurchase Program

FICO® Application Fraud Manager

Stop fraud at the point of origination.

Explore
People walking

FICO® Identity Resolution Engine

Connect disparate data with advanced entity resolution and network analytics to detect fraud.

Explore
View more

Related resources

Gain fresh ideas and new strategies for making better business decisions with in-depth thought leadership, solution insights, and customer success stories.

Fraud Protection and Compliance

Analyst/Partner Collateral

Identity in Digital Banking – is a platform approach needed?

Download now
Fraud Protection and Compliance

White Paper

Part II: Biometric Adoption - Evolution or Revolution

Download now
View more

From the FICO Blog

AdobeStock_202213129@2x.jpeg

The New White Walkers: Zombie Synthetic Identity Fraud

Synthetic identity frauds that strategically hid themselves in the bad debt book may be coming back from the dead as zombie synthetic identity fraud.
Read more
AdobeStock_185187069@2x.jpeg

FICO Digital Banking Study: Customer Experience and Fraud Protection

Read more
AdobeStock_164808267@2x.jpeg

FICO Digital Banking Study: Security and Authentication in a Digital World

Read more
AdobeStock@2x_120850472.jpeg

Fraud & COVID-19: Lessons Learned from the 2008 Recession

Read more
FICO and importance of biometrics

Fighting Fraud: How Biometrics Enhance Identity Authentication

Read more
STEPS

How International Bank of Azerbaijan Aims to Stop Financial Crime

Read more

How can we help?

Want to understand how joined up thinking about identity proofing, customer authentication and fraud prevention will help you to cost-effectively reduce fraud losses, improve customer experience and stay compliant?

Contact us