Analytics & ML
Leverage our patented AI techniques to develop your advanced analytics and train your ML models to deeply understand and predict customer behavior.

Your customers’ financial health is continually fluctuating. Accurately understanding their needs and circumstances on a day-to-day basis ensures a winning long-term strategy for retention and profitability. If you’re unable to make offer personalization a priority, customers will simply go to a bank that can. Put customers at the center of everything you do, while balancing your critical commercial needs, so you can win, retain, and continue to serve a loyal and growing base. FICO ensures you can pre-emptively determine the most appropriate offers and personalized experiences to suit each customer at any given time. Our technology provides optimal decision management strategies to deliver winning customer solutions.
We have 60+ years of innovation and pioneering work in predictive analytics, machine learning, and artificial intelligence. FICO® Platform provides a complete, end-to-end set of composable capabilities that empower you to uniquely address a vast spectrum of use cases across the full customer lifecycle. It’s our unique combination of Data, Insights, Actions, and Outcomes that delivers a differentiated approach to AI decisioning, at speed and at scale. It enables you to achieve a competitive advantage you’d experience with a fully custom approach, while lowering your costs and speeding up the time to market.
European bank Česká Spořitelna needed to combat aggressive pricing by competitors without sacrificing profitability. By applying FICO technology and expertise for pricing across its portfolio, the bank can now quickly analyze massive amounts of data to determine the best offer and action for each individual borrower — based on their risk profile, loan appetite, price sensitivity, and personal financial position.
Leverage our patented AI techniques to develop your advanced analytics and train your ML models to deeply understand and predict customer behavior.
Make more precise, consistent, and intelligent decisions across your enterprise with expert control over your decision logic.
Give your business users the crystal ball they need to creatively explore ideas, respond to emerging trends, and build better decisions.
Inform your decisions and enrich your insights with signals from third-party data and other alternative data sources.
Choreograph your intelligence to animate customer journeys by weaving data, insights, and actions into positive, memorable, and valuable moments in your customers lives.
Get more machine learning projects into production by leveraging a shared library of derived data attributes across your enterprise.
Unleash the power of mathematical optimization — use high-performance solvers to model business problems and calculate the best possible decision to maximize your desired outcomes.
Ensure your configuration drives the desired outcomes by testing and validating business services across FICO® Platform.
Revolutionize your data-intensive business applications with composable dataflows that dramatically improve your customer-facing business decisions.
Can you prevent first-party, third-party, and synthetic identity fraud and provide customers with great service?
ARM enables faster time to “yes” by approving loan applicants quicker, driving increased profitability, streamlining your operations, and reducing regulatory risk.
Outshine the competition and reach new heights. Predictive analytics and enhanced customer onboarding give you the power to achieve portfolio growth while staying within resource constraints.
Your customers’ needs can shift in an instant. Monitor changes and develop real-time 360-degree customer views of account performance with FICO’s advanced customer management technology.