Money is moving fast, and consumers need the assurance their payments are safe
Payments fraud is a relentless problem — you stop one fraud attack but another starts as fraudsters agilely reinvent, looking for the weakest link across channels and lines of business. Enterprise fraud management with industry-proven AI models is essential for continuous, contextual, and real-time payments fraud protection.
How It Works
Stop fraud in real time, no matter the source and counter new threats quickly using proven machine learning analytics.
Fraud finds its way into all payment channels — new and old
Real-Time / Instant Payment Schemes
UK Faster Payments, SEPA Credit Transfer, Brazil’s PIX
Person to Person (P2P)
Venmo, Dwolla, Zelle
Apple Pay, Google Pay, Android Pay
Credit, Debit, Prepaid, Commercial
ACH, Direct Debit, Bank Transfer
SWIFT, Federal Reserve Wire Network, Clearing House Interbank Payments System
Real-Time Payments Fraud
Credit and Debit Card Fraud
Fraud and Financial Crimes Convergence
From the FICO Blog
Instant Payments Mean Real-Time Payments Fraud
Infographic: Payment Fraud, Then and NowRead more
When Is a Real-Time Payment Not a Real-Time Payment?Read more
New Analytics for Real-Time Payments FraudRead more
The Role of Data in Managing Fraud and Financial Crime TodayRead more
6 Digital Transformation Trends Highlighted at FICO World 2022Read more
Connect with FICO for answers to all your product and solution questions. We look forward to hearing from you.