Payments Fraud
Industry-proven machine learning and AI for payments fraud protection across all channels.
Overview
Money is moving fast, and consumers need the assurance their payments are safe
Payments fraud is a relentless problem — you stop one fraud attack but another starts as fraudsters agilely reinvent, looking for the weakest link across channels and lines of business. Enterprise fraud management with industry-proven AI models is essential for continuous, contextual, and real-time payments fraud protection.
How It Works
Stop fraud in real time, no matter the source and counter new threats quickly using proven machine learning analytics.
Fraud finds its way into all payment channels — new and old
Real-Time / Instant Payment Schemes
UK Faster Payments, SEPA Credit Transfer, Brazil’s PIX
Person to Person (P2P)
Venmo, Dwolla, Zelle
Mobile Wallets
Apple Pay, Google Pay, Android Pay
Payment Cards
Credit, Debit, Prepaid, Commercial
Online Banking
ACH, Direct Debit, Bank Transfer
Wires
SWIFT, Federal Reserve Wire Network, Clearing House Interbank Payments System
Solutions
Enterprise Fraud
Real-Time Payments Fraud
Credit and Debit Card Fraud
Compromise Detection
Fraud and Financial Crimes Convergence
FICO Advisory Services
From the FICO Blog
Instant Payments Mean Real-Time Payments Fraud
The global adoption of real-time payments schemes, alongside the problems suffered by early adopters, has turned the focus to real-time payments fraud.
Infographic: Payment Fraud, Then and Now
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When Is a Real-Time Payment Not a Real-Time Payment?
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New Analytics for Real-Time Payments Fraud
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Women in Credit Awards Recognize Two More FICO Leaders
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Lenders Should Consider Using "Pooled Models" When Making Originations Decisions
Read moreContact Us
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