Underwriting

Optimization and automation often get referred to in the same breath. It’s no surprise, they work side-by-side to ensure operating models are as streamlined as they can be for digital customers, often with exceptions and agent intervention only needed if requested. Optimizing and streamlining underwriting processes are vital to ensuring a balance — all underpinned by available specialist resources — that allows the maximum volume of work to be automated as efficiently as possible. FICO is already helping organizations make their operations smarter, faster, and more profitable with increased automation and personalization on digital channels. It includes rapid application development, optimization, automation, and accelerated underwriting decisions that help agents stay one step ahead of the competition.

With more than 60 years of innovation and pioneering work in predictive analytics, machine learning, and artificial intelligence, FICO® Platform provides a complete, end-to-end set of composable capabilities that empower you to uniquely address a vast spectrum of use cases — right across the customer lifecycle.

It’s the unique combination of Data, Insights, Actions, and Outcomes that delivers a differentiated approach to AI decisioning — at speed and at scale. It enables you to achieve a competitive advantage you’d experience with a fully custom approach — where your unique know-how and intelligence are kept secret — while lowering your costs and speeding up the time to market.