Constellation Research - Accelerating Digital Transformation and AI Adoption With FICO Platform
How Innovative Banks Are Transforming Country Level Dynamics in Risk and Fraud

Analyst Report
This independent case study by Ray Wang at Constellation Research shows how banks in Brazil adopted AI decisioning in the FICO Platform to fundamentally change credit dynamics in their region, better serve their customers, and accelerate their transition to Open Banking.
- To succeed with open banking, winning organizations have adopted a platform-first mentality.
- There is a clear first-mover advantage to adopting the latest in applied intelligence capabilities.
- AI decisioning platforms enable breakthrough ROI.
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