FICO® Scores: the standard connecting the mortgage industry infographic

FICO® Scores are the mortgage industry’s standard credit risk measure, enabling lenders to make precise, more informed decisions and pricing strategies. As a trusted standard, FICO Scores are at the center of transactions and communication across the major phases of the mortgage lifecycle—from origination and underwriting to servicing and secondary market sales—offering consistency and confidence for lenders and investors.

• FICO® Scores are at the center of all major mortgage lifecycle transactions; used to assess risk and guide decisions.
• Demonstrating value at each step, including: marketing, prequalification and preapproval, product alignment,up-front pricing, application and underwriting, mortgage-backed securities, loan pools and sales, risk management, and servicing.
• FICO® Scores - trusted by lenders, investors, and regulators.