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A New Challenge for Risk Management: Understanding Consumer Affordability Risk

A New Challenge for Risk Management: Understanding Consumer Affordability Risk

Driven by increasing consumer debt and new regulations

White Paper

Access to credit plays a vital role supporting consumer expenditure, which makes up around 70 % of the economic activity in a modern consumer-driven economy. By just about any measurement, the modern consumer finance business can be seen as a success, but that success has come with the consequence of rising levels of consumer indebtedness.