FICO Decision Optimizer 6,3 Reduces Time to Create Customer Strategies for Mitigating Risk and Increasing Profitability

MINNEAPOLIS – June 27, 2012 – FICO (NYSE: FICO), the leading provider of predictive analytics and decision management technology, today announced the availability of FICO Decision Optimizer 6,3. This proven decision management tool applies advanced analytics to individual customer-level decisions to achieve the best tradeoff among competing portfolio goals, such as risk and profitability. Version 6,3 delivers breakthrough capabilities for rapidly and flexibly creating deployable business strategies in the form of decision trees, decision graphs or decision tables.

With Decision Optimizer 6.3, a strategy analyst can capture and specify key criteria, such as patterns across customer segments, and business owners and regulators can then evaluate and approve the optimized decision logic. The analyst can compare new customer strategies to existing strategies to gain insights into their differing impact on business metrics including profitability and risk, across the customer base and across varying assumptions about future economic conditions. In creating and analyzing decision logic, Decision Optimizer leverages analytic techniques for sampling and segmentation to scale up to extremely large customer datasets, putting Big Data to work. The resulting strategies can be applied in both real time and batch systems within FICO^® Blaze Advisor^® business rules management system, FICO^® TRIAD^® Customer Manager, FICO Origination Manager, or FICO Debt Manager, as well as any decision engine compliant with Predictive Model Markup Language (PMML).

"Decision Optimizer 6,3 allows our clients to create the best possible strategies and bring them to market much faster than their competition," said Don Griest, senior director of product management at FICO. "For any business whose profitability depends on making large volumes of customer-level decisions accurately and efficiently, Decision Optimizer 6,3 is an essential tool."

"Companies looking to leverage data and analytics need to have an eye on decision management," said CEB TowerGroup Research Director Frank Bria. "Unless data, metrics, and models lead to better decision making, it’s all just more noise to filter."

FICO^® Decision Optimizer helps businesses improve decisions in areas such as setting loan amounts, determining credit line increases, developing contingency plans for product recalls, or establishing new premiums for insurance policy renewals. Decision Optimizer is part of FICO’s suite of tools for decision management, which also include FICO Blaze Advisor, FICO^® Model Builder and the FICO^® Xpress Optimization Suite.

Sobre FICO
FICO (NYSE:FICO) delivers superior predictive analytics solutions that drive smarter decisions. The company’s groundbreaking use of mathematics to predict consumer behavior has transformed entire industries and revolutionized the way risk is managed and products are marketed. FICO’s innovative solutions include the FICO^® Score — the standard measure of consumer credit risk in the United States — along with industry-leading solutions for managing credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint accuracy. Most of the world’s top banks, as well as leading insurers, retailers, pharmaceutical companies and government agencies, rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and competitive demands. FICO also helps millions of individuals manage their personal credit health through www.myFICO.com. FICO: Make every decision count™.

For FICO news and media resources, visit www.fico.com/news.

Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company's Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2011 and its last quarterly report on Form 10-Q for the period ended March 31, 2012. If any of these risks or uncertainties materializes, FICO's results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

FICO, TRIAD, Blaze Advisor and "Make every decision count" are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries.