FICO Now Offers Consumers Access to 19 Versions of the FICO^® Score Used Most Frequently by Lenders for Mortgages, Auto Loans, Credit Cards

19 versions of the FICO^® Score represent approximately 95 percent of all FICO^® Scores sold and used by lenders

SAN JOSE, Calif. — March 31, 2015 — FICO (NYSE:FICO), the predictive analytics and decision management software company, today announced it is providing consumers with access to the 19 most commonly used versions of the FICO^® Score from the three major credit bureaus at myFICO.com. Together, these 19 score versions represent approximately 95 percent of FICO^® Scores sold and used by lenders.

The offering from FICO enables consumers to quickly understand their overall credit health. Consumers can view their base FICO^® Score 8 along with their credit reports and the additional versions of their FICO^® Scores from all three major credit bureaus — Experian, TransUnion and Equifax. The additional scores include the versions that most U.S. lenders use for mortgage, auto and credit card lending.

This unprecedented level of transparency is intended to help consumers navigate a complex credit environment in which lenders use different versions of the FICO^® Score for different types of lending decisions.

"In addition to increasing transparency, providing access to the most commonly used versions of the FICO^® Score addresses a very important issue – the confusion caused by so-called 'educational' scores and rarely used scores that are altogether different than FICO^® Scores," said Geoff Smith, FICO’s vice president for Consumer Scores.  "We want to help people understand the scores lenders are actually using – FICO^® Scores – so they can become savvier consumers of credit products."

The scores available at myFICO.com include six versions of the FICO^® Score from TransUnion, six versions of the FICO^® Score from Equifax, and seven versions of the FICO^® Score from Experian. These versions of the FICO^® Score will also be made available to qualified FICO resellers and affinity clients that make FICO^® Score-based products available to their customers.

More than 10 billion FICO^® Scores were sold to businesses last year, and the scores are used in 90 percent of lending decisions in the US.

Sobre FICO
FICO (NYSE: FICO) es una empresa líder de software de analítica que ayuda a negocios de más de 90 países a tomar mejores decisiones que incrementen el crecimiento, la rentabilidad y la satisfacción del cliente. El innovador uso de Big Data y de algoritmos matemáticos por parte de la empresa para predecir el comportamiento del consumidor ha transformado sectores enteros. FICO ofrece software de analítica y herramientas que se emplean en múltiples sectores para gestionar riesgos, combatir el fraude, crear relaciones con clientes más rentables, optimizar operaciones y cumplir con estrictas regulaciones gubernamentales. Many of our products reach industry-wide adoption. These include the FICO^® Score, the standard measure of consumer credit risk in the United States. Las soluciones FICO emplea estándares de código abierto y cloud computing para maximizar la flexibilidad, hacer despliegues más rápidos y reducir costes. La empresa también ayuda a millones de personas a gestionar su salud crediticia personal.

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