FICO Provides Frictionless Model Deployment in Model Builder 7,1

MINNEAPOLIS—January 4, 2011—FICO (NYSE:FICO), the leading provider of analytics and decision management technology, today announced the availability of version 7,1 of FICO™ Model Builder. Model Builder enables analytic developers to discover, design and deploy predictive analytics for high-volume decisions. Model Builder 7,1 combines industry breakthroughs in scorecard development functionality with a highly visual interface and 64-bit certification to solve very large modeling problems. By dramatically accelerating model deployment, Model Builder can reduce model deployment costs by as much as 75 %, while shortening time to value and improving model ROI.

With Model Builder 7.1, analysts can unleash FICO's innovative and visual performance inference technologies, to estimate the outcome of rejected and un-booked applicants and untangle the bias of historical decisions. And with 64-bit certification, Model Builder now scales to even larger problems, without degrading runtime performance.

"We at Scotiabank Credit Cards are very happy to see the new reject inference editors and multi-target interactive binner with the release of Model Builder 7.1," said Joël Côté, Director of Portfolio Management & Analytics for Scotiabank Credit Cards. "This release will increase the usability of Model Builder, expediting our model development and deployment timelines. We believe these additions make a powerful platform that much more valuable to our business."

"Analysts have always had to choose between the best modeling capabilities and rapid execution of models," said David Lightfoot, Vice President of Product Management for FICO. "Model Builder 7,1 puts the most advanced scorecard development tools in modelers' hands, while accelerating the deployment well beyond today's industry standard. We estimate that for most organizations, delays in model deployment can reach USD 50.000 per month in opportunity costs, on top of the considerable expense of recoding and retesting models, derived variables and segmentation logic. By deploying directly to a decisioning repository without recoding, Model Builder 7,1 can cut average deployment times from 6 months to under a month, saving USD 250.000 in opportunity costs per model."

The deployment advantages come from Model Builder’s common technical infrastructure with the industry-leading FICO^® Blaze Advisor^® business rules management system. Clients using both tools have an analytic platform that greatly reduces the effort to transfer models from the development environment to definition and deployment. Users can also deploy models from a central repository into a variety of systems, including Java-based applications, COBOL or Mainframe based applications, or Microsoft .NET applications.

FICO has found that accelerated model deployment allows organizations to focus on critical areas such as rapid model validation, reweight and alignment approaches, keeping models performing at a higher level over time. This in turn allows more models to be maintained by the same number of analysts.

Sobre FICO
FICO (NYSE:FICO) transforma los negocios al reconocer la importancia de cada decisión. Las soluciones de gestión de decisiones de FICO combinan asesoramiento confiable, analítica de talla mundial y aplicaciones innovadoras para dar a las organizaciones el poder de automatizar, mejorar y conectar decisiones en todo su negocio. Clientes de 80 países trabajan con FICO para aumentar la fidelidad del cliente y la rentabilidad, reducir las pérdidas por fraude, gestionar riesgos de crédito, cumplir con las exigencias normativas y competitivas y generar rápidamente una cuota de mercado. FICO also helps millions of individuals manage their credit health through the www.myFICO.com website.

Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company's Decision Management strategy and reengineering initiative, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2010. If any of these risks or uncertainties materializes, FICO's results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

FICO is a trademark or registered trademark of Fair Isaac Corporation in the United States and in other countries.