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19 de noviembre de 2014

FICO Score 9 Now Available at TransUnion

19 de noviembre de 2014

Newest FICO Score now available from TransUnion to help lenders improve risk management, make best decisions throughout consumer credit lifecycle

SAN JOSE, Calif.—November 19, 2014—FICO (NYSE:FICO), the predictive analytics and decision management software company, today announced the availability of FICO® Score 9 from TransUnion for lenders and other businesses. Due to refinements in risk analytics behind FICO Score 9, more consumers are expected to score in the higher score ranges that lenders generally require, enabling lenders to approve loans to millions more qualified consumers while keeping their portfolio risk level steady.

This new version of the FICO® Score also introduces a more nuanced way to assess collection information that appears on the consumer’s credit report, bypassing paid collection agency accounts and offering a sophisticated treatment differentiating medical from non-medical collection agency accounts. This will help ensure that medical collections have a lower impact on the score, commensurate with the credit risk they represent.

FICO has used sophisticated modeling techniques to make the new FICO® Score 9 even more predictive of a consumer’s likelihood to repay a debt than previous versions. This new version of the FICO Score, the industry-standard measure of U.S. consumer credit risk, captures recent consumer behavior to give lenders better risk assessments across the credit lifecycle and all credit products. In addition, FICO Score 9 includes a better way to assess the risk of consumers with limited credit history – so-called “thin files.”

"FICO Score 9 builds on our legacy of innovative analytic work," said Jim Wehmann, executive vice president, Scores for FICO. "It helps lenders manage risk across their entire portfolio while expanding and strengthening customer relationships. With minimal barriers to upgrading, TransUnion clients who adopt FICO Score 9 can experience a measurable improvement in their business."

FICO is the leader in credit risk scoring, with 90 percent of all U.S. consumer lending decisions using the FICO® Score. Twenty five of the largest credit card issuers, 25 of the largest auto lenders and tens of thousands of other businesses rely on the FICO Score for consumer credit risk analysis and federal regulatory compliance. To learn more about FICO Score 9, please visit http://www.fico.com/en/campaigns/ficoscore9/

Sobre FICO
FICO (NYSE: FICO) es una empresa líder de software de analítica que ayuda a negocios de más de 90 países a tomar mejores decisiones que incrementen el crecimiento, la rentabilidad y la satisfacción del cliente. El innovador uso de Big Data y de algoritmos matemáticos por parte de la empresa para predecir el comportamiento del consumidor ha transformado sectores enteros. FICO ofrece software de analítica y herramientas que se emplean en múltiples sectores para gestionar riesgos, combatir el fraude, crear relaciones con clientes más rentables, optimizar operaciones y cumplir con estrictas regulaciones gubernamentales. Many of our products reach industry-wide adoption. These include the FICO® Score, the standard measure of consumer credit risk in the United States. The groundbreaking FICO® Score Open Access program makes millions of FICO Scores available free to consumers. Las soluciones FICO emplea estándares de código abierto y cloud computing para maximizar la flexibilidad, hacer despliegues más rápidos y reducir costes. The company also helps millions of people manage their personal financial health. FICO: Make every decision count™. Learn more at www.fico.com.

For FICO news and media resources, visit www.fico.com/news.

FICO and “Make every decision count” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries.

Contactos de la sala de prensa

Greg Jawski
Américas

greg.jawski@porternovelli.com
+1 212-601-8248

Darcy Sullivan
Europa, Oriente Medio y África

dsullivan@fico.com
+44 (0) 209-940-8719

Saxon Shirley
Asia Pacífico

saxonshirley@fico.com
+65 6422-7795

Marisa Arribas
Latinoamérica

marisaarribas@fico.com
+1 786 482 7231

Milla Delfino
América Latina

milladelfino@fico.com
+55 11 97673-6583