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29 de diciembre de 2014

FICO Score Now Available to Americans on Experian.com - Consumers who know their FICO Score are empowered to make better financial decisions

29 de diciembre de 2014

SAN JOSE, Calif. — December 29, 2014 FICO (NYSE:FICO), the predictive analytics and decision management software company, today announced that the industry-leading FICO®Score is now available to consumers at www.experian.com. Consumers can now go to Experian to access the credit score lenders use most when determining applicant eligibility for new credit cards, car loans, mortgages or other lines of credit.

"People who know their FICO Scores are in the driver's seat when it comes to understanding credit and obtaining the best terms for themselves," noted Jim Wehmann, executive vice president of Scores for FICO. "When it comes to the FICO Score, knowledge is financial power."

"Our members asked for the credit score they recognize as being most relevant," said Guy Abramo, president of Experian Consumer Services. "FICO Scores are used by lenders more than any other credit scores and we now offer them to our members as a complement to the Experian credit reports and other credit resources that are part of our consumer products."

In addition to FICO®Scores, Experian members will also receive educational information and resources to help them better understand their score. This includes the top factors that are affecting it, a credit timeline that contains alerts about any changes in their score and their Experian credit report. All of this is available on any web-enabled device.

FICO® Scores, which generally fall within a 300-850 score range, are used in 90 percent of U.S. credit decisions. FICO® Scores assess information in a person’s credit report at a particular point in time. Lenders use these scores to estimate a person’s credit risk – how likely one is to pay credit obligations as agreed. FICO® Scores can influence the credit limit, interest rate, loan amount, rewards programs, balance transfer rates, and other terms that lenders will offer a person.

For more information, please visit www.experian.com

Sobre FICO

FICO (NYSE: FICO) es una empresa líder de software de analítica que ayuda a negocios de más de 90 países a tomar mejores decisiones que incrementen el crecimiento, la rentabilidad y la satisfacción del cliente. El innovador uso de Big Data y de algoritmos matemáticos por parte de la empresa para predecir el comportamiento del consumidor ha transformado sectores enteros. FICO ofrece software de analítica y herramientas que se emplean en múltiples sectores para gestionar riesgos, combatir el fraude, crear relaciones con clientes más rentables, optimizar operaciones y cumplir con estrictas regulaciones gubernamentales. Many of our products reach industry-wide adoption. These include the FICO® Score, the standard measure of consumer credit risk in the United States. Las soluciones FICO emplea estándares de código abierto y cloud computing para maximizar la flexibilidad, hacer despliegues más rápidos y reducir costes. La empresa también ayuda a millones de personas a gestionar su salud crediticia personal. FICO: Make every decision count™. Learn more at www.fico.com.

For FICO news and media resources, visit www.fico.com/news.

FICO and “Make every decision count” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries.

Contactos de la sala de prensa

Greg Jawski
Américas

greg.jawski@porternovelli.com
+1 212-601-8248

Darcy Sullivan
Europa, Oriente Medio y África

dsullivan@fico.com
+44 (0) 209-940-8719

Saxon Shirley
Asia Pacífico

saxonshirley@fico.com
+65 6422-7795

Marisa Arribas
Latinoamérica

marisaarribas@fico.com
+1 786 482 7231

Milla Delfino
América Latina

milladelfino@fico.com
+55 11 97673-6583