with a better browsing experience; allow us to assess, monitor, and improve the website’s
performance; and enable our partners to advertise to you. You may disable the cookies by changing
the settings in your browser, and you may tell us not to share your cookie data with third parties.
FICO® NextGen scores are designed to give lenders improved credit risk assessment over FICO® scores in marketing, originations and account management. FICO research indicates that in a variety of industries, credit grantors can lower bad rates between 10% and 25%, or increase approval rates up to 5% or more by using FICO® NextGen Scores. This can translate to increased profits of up to $10 per new account scored, and even more in some industries.