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Debt management has become more complex in recent years. Organizations across industries—financial services, utilities and even government agencies—struggle with balancing the need to reduce costs while improving collection results. Many organizations are finding success through modernization. Leveraging systems that support data-driven decisions, integrate a holistic customer view and allow for more sophisticated communication strategies, these organizations are able to move beyond the resource drain of manual treatments and reactive tactics. And are seeing improved results at reduced cost—along with higher customer satisfaction.