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 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/fico-score-credit-scoring-innovation-timeline-1989-today</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/KFAl9b-DeM0/sddefault.jpg</video:thumbnail_loc>
   <video:title>FICO® Score: Credit Scoring Innovation Timeline 1989 to Today</video:title>
   <video:description>Walk through time with FICO as we transform the credit risk industry. The FICO® Score is the independent standard in credit risk scoring, trusted by lenders and investors for decades. FICO’s enduring focus on innovation has facilitated access to credit for consumers across 25 countries and...</video:description>
   <video:publication_date>2019-08-28T18:32:34Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=KFAl9b-DeM0</video:player_loc>
   <video:duration>231</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/money-20-20-keynote-new-frontiers-credit-risk-scoring</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/XAfEWxYbPUg/sddefault.jpg</video:thumbnail_loc>
   <video:title>Money 20/20 Keynote - New Frontiers in Credit Risk Scoring</video:title>
   <video:description>Will Lansing, FICO CEO is joined by partners Experian and Finicity to discuss the future of consumer-permissioned data. As a participant in the credit decisioning world, learn how you can embrace more consumer interaction and control, to innovate and better meet the needs of your future customers.</video:description>
   <video:publication_date>2018-11-05T19:16:22Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=XAfEWxYbPUg</video:player_loc>
   <video:duration>964</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/financial-industry-experts-strategic-use-consumer-permissioned-data-credit-scoring</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/TEZhRwjYcHA/sddefault.jpg</video:thumbnail_loc>
   <video:title>Consumer Contributed Data in Credit Scoring</video:title>
   <video:description>Industry thought leaders, Finicity, Experian and FICO discuss the potential of consumer contributed data in credit scoring to responsibly improve the credit score process and reach more consumers.

Learn more at http://www.fico.com/ultrafico</video:description>
   <video:publication_date>2018-10-22T16:25:01Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=TEZhRwjYcHA</video:player_loc>
   <video:duration>236</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/webinar/north-america-what-fico-score-dynamics-prior-downturns-and-natural</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/nJJB7Ion064/sddefault.jpg</video:thumbnail_loc>
   <video:title>North America What FICO Score Dynamics from Prior Downturns and Natural Disasters Can Tell Us</video:title>
   <video:description>The COVID-19 Pandemic and ensuing financial strain on millions of customers is a top of mind concern for risk managers these days. With recently originated loans showing signs of deterioration in repayment odds, the time is now to ensure you have strong insights into how FICO score distributions...</video:description>
   <video:publication_date>2020-05-14T19:51:40Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=nJJB7Ion064</video:player_loc>
   <video:duration>3598</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/fico-customer-communications</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/CSpH8Qmi9m0/sddefault.jpg</video:thumbnail_loc>
   <video:title>FICO Customer Communications</video:title>
   <video:description>Helping you to reach out to the right customers, at the right time, and in the right channel to help them solve problems automatically.</video:description>
   <video:publication_date>2021-03-05T18:03:38Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=CSpH8Qmi9m0</video:player_loc>
   <video:duration>101</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/using-borrower-resilience-inform-strategies-across-credit-lifecycle</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/g-CV-L6sf2o/sddefault.jpg</video:thumbnail_loc>
   <video:title>Using Borrower Resilience to Inform Strategies Across the Credit Lifecycle</video:title>
   <video:description>Consumer Bankers Association Webinar with David Binder Senior Principal Consultant Scores.</video:description>
   <video:publication_date>2021-05-26T21:07:32Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=g-CV-L6sf2o</video:player_loc>
   <video:duration>3466</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/fico-pricing-optimization</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/bdWjSYgHdtM/sddefault.jpg</video:thumbnail_loc>
   <video:title>FICO Pricing Optimization</video:title>
   <video:description>FICO Pricing Optimization uses prescriptive analytics to find the optimal rate for any pricing decision, so you can deliver a better experience for your customer and better results for your company.

In this video, you’ll learn how FICO Optimization, with our advanced analytics engine, will...</video:description>
   <video:publication_date>2021-07-06T23:09:12Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=bdWjSYgHdtM</video:player_loc>
   <video:duration>102</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/digital-jane-loyalty</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/PRil4qf31NQ/sddefault.jpg</video:thumbnail_loc>
   <video:title>Freshly Brewed Rewards, Fueled by the FICO Platform</video:title>
   <video:description>Jane is a valued customer. How can her bank make sure she knows she’s appreciated? Using Applied Intelligence, the bank determines that Jane would love a free coffee. Watch this video to see how her bank uses the FICO Platform to make this digital loyalty experience possible.

http://www.fico.com</video:description>
   <video:publication_date>2022-05-11T17:47:36Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=PRil4qf31NQ</video:player_loc>
   <video:duration>130</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/digital-jane-insurance-quotes</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/m6clYPmoIfY/sddefault.jpg</video:thumbnail_loc>
   <video:title>Insight to Delight: Personalized Offers That Elevate Customer Experience</video:title>
   <video:description>Jane set up a Car Savings Account, which means her bank knows that she is looking to purchase a new car. Watch this video to see how the FICO Platform enables the bank to provide an exceptional customer experience by proactively sending Jane auto insurance quotes.

http://www.fico.com</video:description>
   <video:publication_date>2022-05-11T17:48:07Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=m6clYPmoIfY</video:player_loc>
   <video:duration>82</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/digital-jane-bnpl-purchase</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/nMmm_X4o7dM/sddefault.jpg</video:thumbnail_loc>
   <video:title>Everyone Has More Reasons to Celebrate With the FICO Platform and BNPL</video:title>
   <video:description>Jane’s mom has a birthday coming up, so Jane decides to purchase her a new laptop as a birthday gift. Watch this video to learn how Jane’s bank can offer “Buy Now, Pay Later” at the point of checkout and how the FICO Platform made it happen.

http://www.fico.com</video:description>
   <video:publication_date>2022-05-11T17:48:29Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=nMmm_X4o7dM</video:player_loc>
   <video:duration>89</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/digital-jane-fraud-check</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/of2vmuERECA/sddefault.jpg</video:thumbnail_loc>
   <video:title>Keep Customers Safe and Happy With Intelligent Fraud Protection That Doesn’t Spoil the Fun</video:title>
   <video:description>Jane’s friend is visiting from out-of-state and they get together for lunch. Her friend picks up the bill and her bank checks in to make sure there’s no fraudulent activity. Watch this video to see how the FICO Platform gives banks the power to keep customers safe and communicate alerts...</video:description>
   <video:publication_date>2022-05-12T15:00:32Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=of2vmuERECA</video:player_loc>
   <video:duration>91</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/digital-jane-p2p</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/UUu96xbZI4Y/sddefault.jpg</video:thumbnail_loc>
   <video:title>Banking App-iness and P2P Payments, Powered by the FICO Platform</video:title>
   <video:description>Jane decides to pay her friend for her share of the lunch bill. Jane uses her banking app, which sends money to her friend in a matter of seconds. Watch this video to see how the FICO Platform makes it easy for Jane to transfer money quickly and securely.

http://www.fico.com</video:description>
   <video:publication_date>2022-05-12T15:00:23Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=UUu96xbZI4Y</video:player_loc>
   <video:duration>61</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/digital-jane-originations</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/MRprm7Rie1E/sddefault.jpg</video:thumbnail_loc>
   <video:title>Driving the Intelligence Revolution With Applied Intelligence and the FICO Platform</video:title>
   <video:description>Today, Jane is purchasing a new car. The dealership finds an auto lender with an alternative deal structure that works for her budget, and Jane’s bank helps her insure her new ride. Watch this video to learn how the lender and the bank both use the FICO Platform to create outstanding customer...</video:description>
   <video:publication_date>2022-05-12T15:00:11Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=MRprm7Rie1E</video:player_loc>
   <video:duration>193</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/fico-score-xd-how-it-works</loc>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/webinar/how-has-borrower-resilience-evolved-over-time</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/9efjZID2UwM/sddefault.jpg</video:thumbnail_loc>
   <video:title>How Has Borrower Resilience Evolved Over Time?</video:title>
   <video:description>David Binder, Senior Director
FICO Scores Product Management</video:description>
   <video:publication_date>2022-12-16T21:01:06Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=9efjZID2UwM</video:player_loc>
   <video:duration>3579</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/podcast/fico-score-insights-podcast-exploring-consumer-credit-risk-and-resilience</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/YhaA9p75LWg/default.jpg</video:thumbnail_loc>
   <video:title>FICO® Score Insights Podcast</video:title>
   <video:description>Exploring Consumer Credit Risk and Resilience 

Host Lance Braun (FICO Score, Marketing), discusses consumer credit risk and resilience, as well as the background, development and applications of the FICO® Resilience Index with guest David Binder (FICO Score, Product Management) 

1) The FICO®...</video:description>
   <video:publication_date>2023-04-07T06:17:46Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=YhaA9p75LWg</video:player_loc>
   <video:duration>1078</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/akbank-gains-competitive-advantage-fico-optimization-solutions</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/xuU4c5p3LcI/sddefault.jpg</video:thumbnail_loc>
   <video:title>Akbank gains competitive advantage with FICO Optimization Solutions</video:title>
   <video:description>Akbank. is one of the largest banks in Turkey. The bank offers vehicle loans, housing loans, consumer loans and commercial loans.

The bank had an aggressive goal of growing market share and revenue. Learn how they implemented FICO Optimization to obtain critical competitive advantage.</video:description>
   <video:publication_date>2023-05-30T22:14:37Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=xuU4c5p3LcI</video:player_loc>
   <video:duration>124</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/artelys-uses-fico-xpress-optimization-balance-european-power-system-300-million-people</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/-yuCaiqIFZw/sddefault.jpg</video:thumbnail_loc>
   <video:title>Artelys uses FICO Xpress Optimization to balance the European power system for 300 million people</video:title>
   <video:description>Artelys is an independent company specializing in optimization, modeling and decision support in the energy and transportation sector.

Artelys has a strong partnership with FICO, having worked together for more than 15 years with the company leveraging the capability of FICO Xpress to provide...</video:description>
   <video:publication_date>2023-05-30T22:21:47Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=-yuCaiqIFZw</video:player_loc>
   <video:duration>136</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/banco-de-reservas-partners-fico-advance-its-digital-transformation-journey</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/CsgW2_9NHiQ/sddefault.jpg</video:thumbnail_loc>
   <video:title>Banco De Reservas partners with FICO to advance it's Digital Transformation Journey</video:title>
   <video:description>Banco de Reservas was established in 1941 and is the largest bank in the Dominican Republic by assets.

It is a government owned bank committed to the social and economic health of all Dominicans.  The Bank offers credit and debit cards, loans, savings accounts, tax planning, investments,...</video:description>
   <video:publication_date>2023-05-30T22:25:26Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=CsgW2_9NHiQ</video:player_loc>
   <video:duration>128</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/rsg-media-boosts-ad-viewership-10-25-fico-optimization</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/m7bskI700RM/sddefault.jpg</video:thumbnail_loc>
   <video:title>RSG Media Boosts Ad Viewership by 10-25% with FICO Optimization</video:title>
   <video:description>Global media tech company develops AI-driven media planning platform using FICO Optimization to improve inventory, enhance efficiency and accelerate delivery. The incorporation of FICO® Xpress Optimization creates more effective and efficient use of inventory, with a 10 to 25 percent lift in...</video:description>
   <video:publication_date>2023-05-11T06:00:19Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=m7bskI700RM</video:player_loc>
   <video:duration>132</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/dock-stops-over-usd32m-month-fraud-using-fico-technology</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/PIWo3WM4hls/sddefault.jpg</video:thumbnail_loc>
   <video:title>Dock Stops Over USD$50m a Month in Fraud Using FICO Technology</video:title>
   <video:description>Dock, a global technological platform for financial services, is using FICO fraud prevention technologies to stop more than USD$50 million a month in fraudulent transactions for its clients. The innovative pay-as-you-go solution allows Dock’s clients, including banks, fintechs, and retailers,...</video:description>
   <video:publication_date>2023-05-18T11:00:30Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=PIWo3WM4hls</video:player_loc>
   <video:duration>136</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/bcp-largest-bank-peru-uses-fico-platform-transform-its-pricing-process</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/RSKt_brqSz8/sddefault.jpg</video:thumbnail_loc>
   <video:title>BCP, the largest bank in Peru uses FICO Platform to transform it pricing process</video:title>
   <video:description>In Peru, Banco de Crédito del Perú (BCP) is the leading bank, earning USD$777M in net profit, serving more than 11 million customers.
 
BCP set the objective of maximizing profitability, reducing the operational load, and onboarding new customer segments, which meant digitalizing pricing...</video:description>
   <video:publication_date>2023-05-30T19:28:54Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=RSKt_brqSz8</video:player_loc>
   <video:duration>138</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/bmo-increases-efficiency-50-and-delivers-ultimate-customer-experience-fico-platform</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/AAJaeSh-zwQ/sddefault.jpg</video:thumbnail_loc>
   <video:title>BMO increases efficiency by 50% and delivers the ultimate customer experience with FICO Platform</video:title>
   <video:description>BMO is the 8th largest bank in North America by assets, it provides personal and commercial banking, global markets and investment banking services to more than 12 million customers.

BMO had outgrown its legacy system and was looking for a solution that would support speed to market, automated...</video:description>
   <video:publication_date>2023-05-30T19:32:25Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=AAJaeSh-zwQ</video:player_loc>
   <video:duration>139</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/prosper-extends-credit-200k-near-prime-clients-fico-scores</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/zZfe1bGhI24/sddefault.jpg</video:thumbnail_loc>
   <video:title>Prosper Extends Credit to 200K Near-Prime Clients with FICO Scores</video:title>
   <video:description>Prosper was founded in 2005 as the first peer-to-peer lending marketplace in the United States. Borrowers apply online for a fixed-rate, fixed-term loan between $2,000 and $50,000.

When Prosper was gearing up for the Prosper® Card launch to serve the near-prime population in December 2021, a...</video:description>
   <video:publication_date>2023-05-30T19:36:00Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=zZfe1bGhI24</video:player_loc>
   <video:duration>143</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/credevolv-partners-fico-open-access-make-homeownership-reality-more-people</loc>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/swisscard-uses-fico-platform-reduce-originations-manual-intervention-30</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/r5sdj9j2yZg/sddefault.jpg</video:thumbnail_loc>
   <video:title>SwissCard uses FICO Platform to reduce originations manual intervention by 30%</video:title>
   <video:description>Swisscard is one of the leading credit card issuers in the Swiss market and has worked with FICO for over a decade. Swisscard was founded as a joint venture between Credit Suisse AG and American Express in 1998.
 
Learn how Swisscard worked with FICO to implement FICO Platform for onboarding,...</video:description>
   <video:publication_date>2023-05-30T19:40:43Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=r5sdj9j2yZg</video:player_loc>
   <video:duration>149</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/swbc-recognizes-70-automated-resolution-fico-customer-communications-services</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/h65wdE4t4mc/sddefault.jpg</video:thumbnail_loc>
   <video:title>SWBC recognizes 70% automted resolution with FICO Customer Communications Services</video:title>
   <video:description>SWBC is an international financial services company, providing products and services to help businesses, families, and financial institutions meet some of their most critical goals.
 
In recent years, the results SWBC being achieved using their traditional collection calling solutions were...</video:description>
   <video:publication_date>2023-05-30T19:43:41Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=h65wdE4t4mc</video:player_loc>
   <video:duration>116</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/natura-co-uses-fico-platform-grant-credit-faster-safer-and-more-efficiently</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/Fzh9o1CykGk/sddefault.jpg</video:thumbnail_loc>
   <video:title>Natura &amp; Co uses FICO Platform to grant credit faster, safer, and more efficiently</video:title>
   <video:description>Learn how Natura &amp; Co helps its consultants and beauty representatives to achieve financial independence and well-being while reducing delinquency rates substantially.

- Natura &amp; Co is a global purpose-driven beauty group with iconic brands such as Avon, Natura and The Body Shop. The company...</video:description>
   <video:publication_date>2023-06-28T23:45:09Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=Fzh9o1CykGk</video:player_loc>
   <video:duration>147</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/bradesco-accelerates-its-decisioning-process-evolving-fico-platform-several-business-use-cases</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/e4vJXKj9uyk/sddefault.jpg</video:thumbnail_loc>
   <video:title>Bradesco accelerates its decisioning process evolving FICO Platform to several business cases</video:title>
   <video:description>The second largest Brazilian bank combines on FICO Platform excellency in financial services with digital transformation and digital experiences to hyper-personalize the relationship with its customers.</video:description>
   <video:publication_date>2023-07-19T19:51:04Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=e4vJXKj9uyk</video:player_loc>
   <video:duration>143</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/see-clearer-fico</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/yHQk8WkiCWQ/sddefault.jpg</video:thumbnail_loc>
   <video:title>See Clearer With FICO</video:title>
   <video:description>Learn more at https://www.fico.com/en/see-clearer-with-fico</video:description>
   <video:publication_date>2023-07-24T20:45:36Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=yHQk8WkiCWQ</video:player_loc>
   <video:duration>31</video:duration>
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 <url>
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  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/SrpTc7fIbAI/sddefault.jpg</video:thumbnail_loc>
   <video:title>FICO® Score Insights Podcast</video:title>
   <video:description>Credit Card Borrowing &amp; Lending: Assessing Latent Portfolio Credit Risk &amp; Consumer Resilience

Host Lance Braun (FICO Score, Marketing) and guest David Binder (FICO Score, Product Management) discuss how to assess latent credit card portfolio credit risk as a function of consumer resilience,...</video:description>
   <video:publication_date>2023-08-22T22:46:30Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=SrpTc7fIbAI</video:player_loc>
   <video:duration>787</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/fico-world-23-fairness-lending-session-video</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/YQDIG-0hDGQ/sddefault.jpg</video:thumbnail_loc>
   <video:title>FICO World 23 Fairness in Lending Session Video</video:title>
   <video:description>Panel comprised of leading practitioners in the fair lending space from academia, policy, and financial services discuss fairness in lending themes.

During the panel discussion  a lot of ground was covered including both developments in the expansion of inclusive lending as well as key...</video:description>
   <video:publication_date>2023-09-14T18:03:07Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=YQDIG-0hDGQ</video:player_loc>
   <video:duration>1970</video:duration>
  </video:video>
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 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/fico-score-trends-fico-score-open-access</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/u3h3ANph8xY/sddefault.jpg</video:thumbnail_loc>
   <video:title>FICO® Score Trends and Preparing &amp; Empowering Consumers with FICO® Score Open Access</video:title>
   <video:description>FICO® Score Trends and Preparing for What Comes Next &amp; Empowering Consumers Financial Lives with FICO® Score Open Access</video:description>
   <video:publication_date>2023-08-28T20:44:28Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=u3h3ANph8xY</video:player_loc>
   <video:duration>3038</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/fico-world-23-augmented-intelligence-discussion</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/7qLzYKxGiXI/default.jpg</video:thumbnail_loc>
   <video:title>FICO World 23 Augmented Intelligence discussion</video:title>
   <video:description>FICO Score's Gerald Fahner and Wells Fargo's Agus Sudjianto discuss an augmented intelligence approach to high-stakes credit score development</video:description>
   <video:publication_date>2023-09-06T22:03:51Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=7qLzYKxGiXI</video:player_loc>
   <video:duration>0</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/webinar-emerging-credit-risk-trends-growth-through-credit-score-transparency</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/sOKU45mA0P0/default.jpg</video:thumbnail_loc>
   <video:title>Webinar: Emerging Credit Risk Trends &amp; Growth Through Credit Score Transparency</video:title>
   <video:description>FICO Score's Jenelle Dito and Brendan LaCounte discuss consumer empowerment and FICO® Score trends

FICO® Score's Brendan LaCounte, Senior Scientist and Jenelle Dito, Senior Director, Client Services Americas, joined the Independent Community Bankers of America webinar series to present an...</video:description>
   <video:publication_date>2023-09-08T03:35:51Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=sOKU45mA0P0</video:player_loc>
   <video:duration>3038</video:duration>
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 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/fico-world-23-new-era-mortgage-credit-risk</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/iSzoJh571rY/default.jpg</video:thumbnail_loc>
   <video:title>FICO World 23 New Era in Mortgage Credit Risk</video:title>
   <video:description>FICO’s Joe Zeibert, VP, Mortgage and Capital Markets, explains how lenders can safely grow their non-conforming mortgage business with FICO Score's newest and most powerful score. 

Dive deeper into what mortgage lenders can do today to attain first-mover advantage with non-conforming mortgage...</video:description>
   <video:publication_date>2023-09-20T05:10:14Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=iSzoJh571rY</video:player_loc>
   <video:duration>1067</video:duration>
  </video:video>
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 <url>
  <loc>https://www.fico.com/en/latest-thinking/webinar/navigate-risk-management-chaos-unique-data</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/7U0q3WtaLgA/sddefault.jpg</video:thumbnail_loc>
   <video:title>Navigate Risk Management Chaos with Unique Data</video:title>
   <video:description>FICO® Score's Tommy Lee, Senior Director, discusses the latest trends in consumer credit behavior

Historic inflation, the rise of new credit products and the end of the student loan payment pause impact risk management. What can the credit risk community do? Join us as we unpack what the...</video:description>
   <video:publication_date>2023-09-20T05:16:00Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=7U0q3WtaLgA</video:player_loc>
   <video:duration>3462</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/what-financial-institutions-can-do-drive-their-non-qm-business-while-adapting-rapidly-evolving-regulatory-landscape</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/rsY7jxI-gQA/sddefault.jpg</video:thumbnail_loc>
   <video:title>What financial institutions can do to drive their non-QM business</video:title>
   <video:description>Learn what the FHFA timeline means for planning; how analytics can safely grow your business; who's effected by the coming changes, and what types of loans are impacted. 

Wtach FICO® Score Vice President Joe Zeibert in a Consumer Bankers Association webinar. In-depth presentation spans the...</video:description>
   <video:publication_date>2023-10-02T16:55:42Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=rsY7jxI-gQA</video:player_loc>
   <video:duration>3525</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/fico-originations-solution-powered-fico-platform</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/UYaZ-E0LD5U/sddefault.jpg</video:thumbnail_loc>
   <video:title>FICO® Originations Solution, Powered by FICO® Platform</video:title>
   <video:description>Make faster, smarter, and more profitable originations decisions to attract and retain your best customers

Digital-first experiences worthy of the best customers. Create a streamlined, omnichannel digital account opening experience for your customers and an efficient, compliant, and low-risk...</video:description>
   <video:publication_date>2021-11-08T16:23:59Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=UYaZ-E0LD5U</video:player_loc>
   <video:duration>104</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/fico-platform-customer-success-stories</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/4MmmHKzh3UE/sddefault.jpg</video:thumbnail_loc>
   <video:title>FICO Platform – Customer Success Stories</video:title>
   <video:description>How is FICO® Platform transforming the way businesses power their customer connections and achieve strategic business results? At FICO World 2023, business leaders from Ally, Bradesco, Erste Group and Nationwide Building Society shared their results. Here are some of the highlights of those...</video:description>
   <video:publication_date>2023-10-26T15:55:55Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=4MmmHKzh3UE</video:player_loc>
   <video:duration>505</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/alexandre-graff-discusses-ficos-new-partnership-teradata</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/1lIkK7Bqjkc/sddefault.jpg</video:thumbnail_loc>
   <video:title>Alexandre Graff Discusses FICO's New Partnership with Teradata</video:title>
   <video:description>FICO's head of partnerships explains the rationale behind the strategic alliance with Teradata.

Alexandre Graff, Head of Global Partnerships for FICO, discusses why Teradata is such a great fit for a strategic alliance. 

• Teradata has beein in the market for more than 40 years and is...</video:description>
   <video:publication_date>2023-10-31T15:24:17Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=1lIkK7Bqjkc</video:player_loc>
   <video:duration>76</video:duration>
  </video:video>
 </url>
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  <loc>https://www.fico.com/en/latest-thinking/video/fico-resilience-index-video</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/E8RTOVNFYg8/sddefault.jpg</video:thumbnail_loc>
   <video:title>FICO® Resilience Index</video:title>
   <video:description>Helping you understand consumer resilience so you can vest confidently in good times and bad.</video:description>
   <video:publication_date>2020-11-09T17:27:49Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=E8RTOVNFYg8</video:player_loc>
   <video:duration>41</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/why-secondary-market-investors-should-use-fico-score-10t</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/U91OHNxmIcw/sddefault.jpg</video:thumbnail_loc>
   <video:title>Why Secondary Market Investors Should Use FICO Score 10 T</video:title>
   <video:description>Jim Wehmann, Executive Vice President of FICO, in conversation with Joe Seidel, Chief Operating Officer of SIFMA, on why the newest and most powerful FICO credit scoring model yet is the proven and reliable choice for secondary market investors world-wide.</video:description>
   <video:publication_date>2024-02-08T22:41:08Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=U91OHNxmIcw</video:player_loc>
   <video:duration>113</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/digital-jane-series-3-episode-1-fico-world-2024</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/4VibywSo06A/sddefault.jpg</video:thumbnail_loc>
   <video:title>Digital Jane: Series 3, Episode 1 - FICO World 24</video:title>
   <video:description>Digital Jane Series 3, Episode 1
Meet Carrie and her team as they use FICO Platform to create hyper-personalized experiences

Check out our blog: https://www.fico.com/blogs/
SUBSCRIBE: https://www.youtube.com/@fairisaac
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   <video:publication_date>2024-04-24T21:10:19Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=4VibywSo06A</video:player_loc>
   <video:duration>213</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/digital-jane-telecom-empathetic-collections-fico-world-2024</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/4pGL9IPBHLg/sddefault.jpg</video:thumbnail_loc>
   <video:title>Digital Jane: Telecom Empathetic Collections - FICO World 24</video:title>
   <video:description>Digital Jane Series 3, Episode 2: Telecom Empathetic Collections

Abbie, Zing Telecom’s VP of Global Services needs to improve collection dollars as delinquency rates are on the rise. Abbie and her team use FICO Platform to automate Zing’s collection process. See how Abbie increases payments...</video:description>
   <video:publication_date>2024-04-25T18:38:44Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=4pGL9IPBHLg</video:player_loc>
   <video:duration>196</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/digital-jane-pix-instant-payments-fico-world-2024</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/4aRdbTkG8qQ/sddefault.jpg</video:thumbnail_loc>
   <video:title>Digital Jane: PIX Instant Payments - FICO World 24</video:title>
   <video:description>Digital Jane Series 3, Episode 3: PIX Instant Payments

Ricardo, Head of Risk Management in Brazil needs to spot and prevent fraud in real time. He uses FICO Platform to process data instantly from different sources, make a real-time decision on whether a payment is potentially a scam, and then...</video:description>
   <video:publication_date>2024-04-25T18:41:51Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=4aRdbTkG8qQ</video:player_loc>
   <video:duration>193</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/digital-jane-augmented-decisioning-fico-world-2024</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/PvIl7VrqnWI/sddefault.jpg</video:thumbnail_loc>
   <video:title>Digital Jane: Augmented Decisioning - FICO World 24</video:title>
   <video:description>Digital Jane Series 3, Episode 5: Augmented Decisioning

Get a sneak peek into what you will be able to do with FICO Platform in the not-too-distant future.

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   <video:publication_date>2024-04-25T18:43:50Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=PvIl7VrqnWI</video:player_loc>
   <video:duration>204</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/tsys-partners-fico-enable-real-time-customer-management-and-payments</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/XOuqVImjcpw/sddefault.jpg</video:thumbnail_loc>
   <video:title>TSYS partners with FICO to enable real-time customer management and payments</video:title>
   <video:description>TSYS is a leading payments technology company providing innovative software and services to approximately 4.0 million merchant locations and over 1,500 financial institutions across more than 170 countries throughout North America, Europe, Asia-Pacific and Latin America. Handling more than 24...</video:description>
   <video:publication_date>2024-05-16T02:24:05Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=XOuqVImjcpw</video:player_loc>
   <video:duration>107</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/finra-foundation-provides-free-fico-scores-military-service-members</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/lAC6auHifeM/sddefault.jpg</video:thumbnail_loc>
   <video:title>FINRA Foundation Provides Free FICO Scores to Military Service Members | FICO</video:title>
   <video:description>Military families achieve financial health and creditworthiness via the FINRA Foundation through credit education and financial counseling.

Through engagement with Financial Industry Regulatory Authority (FINRA) Foundation Military Spouse Fellowship Accredited Financial Counselors, eligible...</video:description>
   <video:publication_date>2024-07-11T19:17:19Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=lAC6auHifeM</video:player_loc>
   <video:duration>161</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/podcast/fhfa-announcement-trended-data-and-ten-reasons-fico-score-10t</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/3AocSuPUr_8/sddefault.jpg</video:thumbnail_loc>
   <video:title>The FHFA Announcement, Trended Data and Ten Reasons for FICO® Score 10 T | FICO</video:title>
   <video:description>Guest Joe Zeibert (FICO Score, General Manager/Vice President, Mortgage Products and Solutions) and Host Lance Braun (FICO Score, Marketing) discuss the FHFA’s validation and approval of FICO Score 10 T for use by Fannie Mae and Freddie Mac, the two government-sponsored enterprises (GSEs) that...</video:description>
   <video:publication_date>2024-07-30T15:48:37Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=3AocSuPUr_8</video:player_loc>
   <video:duration>1307</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/podcast/ficos-credit-empowerment-curriculum-part-1</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/g0O-5F2GS9c/sddefault.jpg</video:thumbnail_loc>
   <video:title>FICO® Score  Introducing Score A Better Future – FICO’s Credit Empowerment Curriculum – Part 1</video:title>
   <video:description>FICO® Score Industry Insights Podcast
Introducing Score A Better FutureTM – FICO’s Credit Empowerment Curriculum – Part 1

In part one of this two-part episode, FICO® Score Industry Insights Podcast
host Lance Braun (FICO Score, Marketing) and guest Keon Haley (FICO Score, Product...</video:description>
   <video:publication_date>2024-09-26T21:19:07Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=g0O-5F2GS9c</video:player_loc>
   <video:duration>739</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/podcast/ficos-credit-empowerment-curriculum-part-2</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/G1ssybmSiaY/sddefault.jpg</video:thumbnail_loc>
   <video:title>FICO® Score Introducing Score A Better Future – FICO’s Credit Empowerment Curriculum – Part 2</video:title>
   <video:description>In part two of this two-part episode, FICO® Score Industry Insights Podcast
host Lance Braun (FICO Score, Marketing) and guest Keon Haley (FICO Score, Product Management) discuss the FICO® Score A Better FutureTM Fundamentals financial literacy program – important and necessary curriculum...</video:description>
   <video:publication_date>2024-09-26T21:21:03Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=G1ssybmSiaY</video:player_loc>
   <video:duration>873</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/video/meet-fico-brazil-portuguese</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/jwIKYyMd9Us/sddefault.jpg</video:thumbnail_loc>
   <video:title>Conheça a FICO Brasil</video:title>
   <video:description>A FICO está comprometida em compreender profundamente cada empresa, seus desafios, contextos e setores, a fim de desenvolver soluções cada vez mais personalizadas. A plataforma FICO é a solução ideal para um mundo de transformação digital no setor financeiro. Ela reúne 60 anos de...</video:description>
   <video:publication_date>2024-11-25T15:00:07Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=jwIKYyMd9Us</video:player_loc>
   <video:duration>133</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/podcast/fico-score-10t-early-adoption-benefits-and-strategies</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/KSVmgWOuT6A/sddefault.jpg</video:thumbnail_loc>
   <video:title>Podcast: FICO® Score 10 T early adoption benefits and strategies | FICO</video:title>
   <video:description>Learn how FICO® Score 10 T leverages trended data to grow your pool of qualified borrowers while reducing potential portfolio risk.

In this roundtable discussion, Michael Crockett (Xactus), Amber Christman, Alyson Finn and Lance Braun (FICO) discuss the pathway to FICO Score 10 T migration and...</video:description>
   <video:publication_date>2025-02-04T19:52:23Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=KSVmgWOuT6A</video:player_loc>
   <video:duration>826</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/demo/fico-marketplace-provider-demo</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/XseB0kb3Cdo/sddefault.jpg</video:thumbnail_loc>
   <video:title>FICO® Marketplace Provider demo | FICO</video:title>
   <video:description>See how FICO® Marketplace will unlock growth and generate demand.

---
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   <video:publication_date>2025-04-25T22:45:24Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=XseB0kb3Cdo</video:player_loc>
   <video:duration>144</video:duration>
  </video:video>
 </url>
 <url>
  <loc>https://www.fico.com/en/latest-thinking/demo/fico-marketplace-customer-demo</loc>
  <video:video>
   <video:thumbnail_loc>https://i.ytimg.com/vi/35WxnkQClXg/sddefault.jpg</video:thumbnail_loc>
   <video:title>FICO® Marketplace Customer Demo | FICO</video:title>
   <video:description>See how FICO® Marketplace will unlock growth and generate demand.

---
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   <video:publication_date>2025-04-25T22:45:08Z</video:publication_date>
   <video:player_loc>https://www.youtube.com/watch?v=35WxnkQClXg</video:player_loc>
   <video:duration>498</video:duration>
  </video:video>
 </url>
 <url>
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