Credit Education Workshops Designed For You
Score A Better Future provides a free two-part workshop to help you take control of your finances and understand your FICO® Score, no strings attached.
Join us for the next Score A Better Future Event
November 10, 2021 | 12:00 PM – 1:15 PM ET
Hampton Roads, Virginia
What Do I Have To Do?
Simple To Join, No Strings Attached.
Register online
Attend the workshop
Your privacy is our highest priority.
Events Happen In Two Parts:
Credit 101: Learn the basics of credit
All of our events begin with a general information session to give everyone a foundational understanding of how the credit system works and to set you on the right path towards scoring a better future.
1-on-1 with your new credit counselor
Not-for-profit credit counselors can help you create a road map to improve your credit based on your own unique needs and financial history. This is why we provide access to 1-on-1 counseling sessions after the information session where you and your counselor can build a personalized financial plan that fits your lifestyle and goals.
What To Expect
Credit Scoring 101
All our events begin with a general information session to give everyone a foundational understanding of how the credit system works and to set you on the right path to scoring a better future.
-
What a FICO® Score measures
A FICO® Score is a three-digit number based on the information in your credit reports. It helps lenders determine how likely you are to repay a loan. This, in turn, affects how much you can borrow, how many months you have to repay, and how much it will cost (the interest rate).
-
How lenders use FICO® Scores
FICO® Scores help lenders quickly, consistently, and objectively evaluate potential borrowers' credit risk. So, when you apply for credit or a loan, there's a very good chance your lender will use your FICO® Scores (used by 90% of top US lenders) to help them decide whether to approve your loan, and what terms and rates you qualify for.
-
How to improve your FICO® Score
Repairing bad credit or building credit for the first time takes patience and discipline. There is no quick way to fix a credit score. You can improve your FICO® Scores by reviewing your credit reports for inaccuracies, paying all your bills on time, and reducing the amount of debt you owe.
1-on-1 Credit Counseling Session Customized To You
Not-for-profit credit counselors can guide you on how to improve your credit based on your own unique needs and financial history. This is why we provide access to 1-on-1 counseling sessions after the information session where you and your counselor can build a personalized financial plan that fits your lifestyle and goals.
Ready For A Free Counseling Session?
Register for our next event and receive access to free 1-on-1 credit counseling.
Free credit counseling is available through the Score A Better Future program. Our for-purpose, not for profit partners are working hard to empower consumers to take control of their financial future.
“Attending Score A Better Future really had an awesome impact because I felt like I was finally in a safe space to openly talk about my money challenges but also serve as a testimony, that once you do the work your money will work for you.”
Learn More
Frequently Asked Questions
Can’t Make It To An SABF Event?
We understand things come up and you might not be able to attend the event live. All registrants will receive a recording of the event sent to the email address used during registration.