Rapidly build relationships and profits

FICO has been working with the finance arms of major retailers for over two decades. Over that time, we've helped companies effectively manage risk and extend credit to their best customers.

In fact, FICO offers several industry-leading technologies, such as an adaptive control system for credit portfolio management and a best-in-class fraud detection application that identifies potential fraudulent credit card use in all retail channels.

With FICO’s credit risk management solution, you can:

• Retain your best customers, increase fee and interest income, and minimize delinquencies
• Improve originations decisions with finely honed risk analytics tuned to the retail industry.
• Automate promotion strategies that both maximize acceptance and enhance portfolio NPV.
• Gain share of wallet with effective cross-sell and up-sell promotions to exactly the right audience.
• Prevent losses with the industries most accurate and comprehensive solution for detecting fraud associated with payment card transactions.
• Readily address potential fraudulent issues including online or card-not-present activites.
• Minimize charge-offs by more effectively focusing collections efforts on the obligations that are most recoverable.