Recorded Webinars

All WebinarsAnalyticsBankingBusiness RulesInsuranceRetail
Analytics
Leveraging Optimization to Catapult Results
09 Nov 2011 - Evaluating trade-offs between risk and reward is a key component for creating successful decision strategies. Small changes in actions at the customer or account level can produce differing reactions that can significantly impact business outcomes, especially when large number accounts are involved. How are you handling the inevitable tradeoffs that arise when multiple predictive models drag your decisions in opposite directions? As problems grow in complexity, advanced solver engines are needed that can tackle large–scale problems. In this webinar, we share our insights on how FICO global banking clients are using analytics and optimization to create strategies that maximize revenue and growth while carefully managing business risk and operating constraints.
Streamlining Segmentation in Predictive Modeling
01 Nov 2011 - Whether you’re a novice data miner or an expert predictive modeler, streamlining segmentation in your predictive models can help you create sharper predictions in less time. Learn about FICO’s latest advances in predictive segmentation discovery and multi-scorecard development software. Whether your challenges have been in discovering and properly evaluating candidate segmentations, managing model development of selected segments, or delays in deploying models, this webinar will help your team learn to build more accurate models and dramatically improve your productivity.
Banking
Customer Management
Post-Crisis Analytics: 6 Imperatives for Raising Performance
11 Jan 2012 - There has been tremendous focus on the prospect of stability returning after the extended crisis in the financial services industry. The permanent changes that the economic crisis changed have caused industry experts to talk about today’s environment as The New Normal. So how are banking innovators responding to the New Normal? One response to the severity of the recent economic crisis is increasing demand for analytics. More analytics doesn’t mean more of the same, however. What we’ve learned from the economic crisis must now shape the way we build and use analytics. In this webinar, we’ll share the perspectives of banking analytics innovators who have adapted their analytic strategies and techniques to the New Normal. Our discussion will include shifts in optimization strategies for decision models, How to use predictive analytics when the future isn’t like the past and integrating macro-economic forecasts into analytics.
Originations
Analytics and Model Validation
14 Dec 2011 - Analytic models are behind almost every customer decision that financial service organizations make. But with this proliferation of models, and today’s volatile markets and tight regulations, organizations need a shift in modeling perspective. This webinar focuses on best practices in analytics and model validation, including strategies and techniques to build, deploy and monitor robust, transparent, decision-improving predictive models.
Scores
FICO Economic Impact Modeling
30 Nov 2011 - As the banking industry grapples with lessons of the financial crisis, what stands out is a harsh reminder of the dynamic nature of risk. Lenders are learning that major shifts in portfolio credit risk can occur during times of economic uncertainty. These economic realities call for a paradigm shift in risk management--one that includes advanced analytics that can support a more proactive means of quantifying the impact of various future economic scenarios. This webinar will present case studies of our latest deployed solutions and FICO’s vision for the next generation of economic impact models. Explore how economically adjusted risk scores can influence account origination strategies, loss forecasting and portfolio evaluations.
Customer Management
FICO Know More, Get ahead: Account Management & Collections Health Check webinar
17 Nov 2011 - How do you ensure that your organization is positioned to minimize risk exposure, optimize profit, and manage customers more efficiently at a reduced cost? In this webinar, we discuss how we work with clients to improve their use of analytics in customer management and collections and recovery. In a health check, we work collaboratively to evaluate your strategies and recommend ways to improve these processes using the latest analytic strategies in order to reduce risk and create profitable growth.
Originations
FICO Know More, Get ahead: Originations Health Check webinar
16 Nov 2011 - How do you minimize your risk exposure and acquire customers more efficiently and at a reduced cost? In this webinar, we share the approach we use to work with clients to evaluate your current originations system and collaborate to develop an analytic strategy to improve results and create profitable growth.
Scores
FICO® Score Migration and Trends
09 Nov 2011 - While the predictors of consumer credit risk are fairly stable, the number of consumers impacted by the economic recession result in fluctuations in anticipated risk and loss for a wide range of lending products and portfolios. In this webinar you will learn about how FICO® Scores are developed and refreshed to capture changes in credit behavior; how changing consumer credit risk is reflected by the industry-standard FICO® Scores; and enhancements made to the most recent FICO® Scores known as FICO® 8 to better reflect risk for today’s lending decisions.
Customer Management
A Clear Diagnosis: Managing Predictive Models in a Highly Regulated, Dynamic Economy
18 Oct 2011 - The fragile state of the global economy requires that financial institutions’ risk management and capital adequacy be examined more closely now than ever before. And nobody is paying more attention than the regulators. Best practices have been mandated in many forms through country-specific legislation, regulatory agencies, and Basel III. Financial institutions must rigorously document how their predictive models are developed, validated and used, as well as how they perform over time. This webinar focuses on helping you build, improve, and refine your methodologies for achieving regulatory compliance around predictive model development and management while simultaneously spurring growth.
Originations
FICO® Liquid Credit® Service Demonstration
12 Oct 2011 - FICO LiquidCredit service is a web-based instant credit decisioning solution that helps lenders of any size grow their business while managing risk. Join us for a educational webinar that provides a detailed overview of Liquid Credit and best practices on how to use it in order to achieve fast, precise risk assessment, so you can extend credit with confidence.
Scores
Credit Risk and Economic Projections
12 Oct 2011 - Today’s economic realities call for a paradigm shift in risk management—one that includes advanced analytics that can support a more proactive means of quantifying the impact of various future economic scenarios. In this webinar, we will discuss FICO's new approach that incorporates macroeconomic past and forecasts into FICO® 8 Scores. In this webinar, we discuss how lenders can:
  • Translate economic market direction into actionable customer insights to better quantify expected portfolio performance and quickly adjust to predicted economic conditions
  • Reduce over/under correcting score cutoffs to build balance sheets with higher credit quality and profits during market up turns and reduce credit risk and loss during downturns
  • Significantly mitigate losses and refine capital
    requirements, in order to avoid economic shocks at the portfolio-level
Collections and Recovery
Revitalizing Growth in the Reset Economy
07 Oct 2011 - Amidst a fragile economic recovery and ongoing regulatory reform, banks are reinventing business models and strategies to drive profitable growth. Leading banks are again paving the way through the effective use of analytics to understand rapidly shifting consumer needs and deliver more compelling offers. Today’s innovators are also deploying decision technology to consume new sources of data and integrating strategies across marketing, risk, products and channels for more consistent customer experiences. Join FICO CEO Mark Greene and PNC SVP Gordon Cameron as they discuss how banks can use decision technology to restart growth.
Collections and Recovery
Changing the Collections Game with Self-Service and Mobile Technologies
05 Oct 2011 - Many debtors are able and willing to pay but forget, do not find the time, or are too embarrassed to talk about their financial challenges with an agent. Self-service channels can be much more effective than agents to help manage this type of debtor in terms of both collection rates and costs. During this session, you will learn:
  • How self-service channels transform collections productivity
  • The effects of mobile on customer behaviors
  • How mobile effectively solves numerous business challenges experienced by collectors
Originations
Incorporating Economic Cyclicality into Credit Scoring and Rating Models
26 Sep 2011 - There is an emphasis on embedding counter-cyclicality into the financial system. The Basel Accord requires lenders to stress test their regulatory capital requirements periodically, leading bank executives to look at tools to address pro-cyclicality in their current capital and risk management practices. This session will explore:
  • The pro-cyclical problem using traditional scorecards, and the influence the economy plays in score shifts and score-level default rates. 
  • A new solution that marries economic change with credit risk metrics to improve counter-cyclical risk and capital management
Fraud
Innovations in Fighting Debit Card Fraud
22 Sep 2011 - One of the most difficult questions for banks to answer in the course of day-to-day business – whether – or not customers intends to fulfill their credit obligation. On the surface, fraud attacks can often look similar, but they’re always somewhat distinct – by region, portfolio, channel, degree or by the nature of fraud’s evolution. During this webinar we will discuss client case studies spanning the spectrum of Credit card, debit and first party fraud and their strategies to reduce fraud levels.
Originations
Small Business Lending Regulations
14 Sep 2011 - Since at least 2008, Congress and the federal government agencies have dramatically changed the regulatory environment for small business lenders, who struggle to become compliant with new requirements, while trying to adapt to the changing environment. They are looking for strategies to shore up impacted revenue streams, and create new sources of revenue, by identifying alternative products and processes. In this session, we will:
  • Show you some of those regulatory initiatives that reach beyond the consumer world into the small business space.
  • Discuss methodologies that can be deployed to understand the "new normal" customer behaviors that have evolved as a result of the recession.
  • Will recommend processes and strategies to continue to drive your small business portfolios efficiently, toward greater risk control and profitability.
Business Rules
Change the Way You “See” Your Business Rules
17 Nov 2011 - Market pressure from increasing competition and tighter regulatory scrutiny is forcing business managers to refine and update their business rules much more frequently than they have in the past. Business strategies are also becoming more sophisticated, and the number of rules can quickly grow to a point where it is easy to lose the overall big picture. In this webinar, we share recent breakthroughs in visualizing decision logic that make it much easier to understand and improve your operational decisions while also making it easier to explain them to senior managers and regulators.
First Look: FICO™ Blaze Advisor Business Rules Management 7.0
27 Oct 2011 - This webinar is tailored to individuals already familiar with Blaze Advisor. We will describe key enhancements in Blaze Advisor 7.0 for Java, including the innovative new decision metaphor – Decision Graph, a decision tree management solution that makes even the most complex rule sets easier to manage and explain to regulators and internal parties, such as senior management. We’ll also share how to use the new features in Blaze Advisor 7.0 to increase rule developer productivity using the full power of Blaze Advisor’s builder environment integrated into an Eclipse plug-in and give business experts an even more user-friendly environment for managing their own rules.
Insurance
Achieving Greater Underwriting and Pricing Accuracy
17 Nov 2011 - This webinar presents innovative approaches and technologies to improve underwriting results, including credit-based insurance scores, property risk scores, using analytics to identify premium leakage and detect pre-claims fraud, leveraging custom models, and Generalized Additive Models (GAM) versus Generalized Linear Models (GLM).
Retail and Consumer Goods
Big-Time ROI through Smarter Retail Decisions
18 Oct 2011 - In this webinar, FICO analytics experts will share the "secret sauce" we’ve developed over decades – an approach to retail analytics and technology that enables retailers to make their shrinking budgets work smarter for them, delivering compelling business results.  The 1/2 hour session will include case studies from top retailers who have advanced their marketing programs with the adoption of business rules, analytics and optimization software – with big-time ROI: Large-scale personalization of offers and products; dynamic, rules-driven pricing and promotions; and re-inventing traditional loyalty schemes.