For Industries: 
Banking
Overview

To drive profitable growth in tightly contested retail banking markets, make the most of those small windows of time when consumers turn their attention your way. Anytime, anywhere a consumer chooses to engage, be ready to perform prescreening on the fly.

By presenting real-time, prescreened, individualized offers to creditworthy consumers at a moment when they’re likely to be responsive, you’ll keep their attention and earn their business. You’ll also enhance customer experience and the profitability of your credit portfolios.

For Industries: 
Telecommunications, Banking
Overview

FICO® Placement OptimizerSM Solution leverages custom analytics to identify the collections agency or channel most likely to maximize payment. Using optimized account placement strategies, creditors typically see 3% to 11% increases in recoveries compared to traditional approaches. Creditors maintain complete control of placement strategies by defining business constraints, and by making strategy modifications as needed.

For Industries: 
Retail, Banking
Overview

Consumer demand for real-time payments and digital interactions have driven many financial institutions to adopt a “mobile-first” approach to innovation. These efforts extend across digital wallets, CNP transactions, person-to-person (P2P) transfers and bank-owned apps in order to focus development resources on mobile experiences that strengthen consumer loyalty.

For Industries: 
Banking
Overview

Consumer banking preferences are changing — fast. People expect banking experiences that are 100% convenient and 100% secure. They want faster payment processing and strong, yet invisible, fraud defenses. And they’re right. These expectations are requirements for institutions aiming to maintain and strengthen consumer loyalty.

For Industries: 
Banking
Overview

Data is the fuel that drives machine learning innovation. It provides the depth and breadth of information that is needed to infer relationships and discover previously unknown patterns, at scale. Data is the computing equivalent of human experience; it’s the basis for more accurate decision-making. The FICO® Falcon® Intelligence Network is the world’s largest collection of payment card transaction data. It’s composed of fraud and nonfraud exemplars that are continually updated with new payment-related behavioral details from around the globe.

For Industries: 
Banking
Overview

Machine learning and artificial intelligence represent the most effective methods of interpreting individuals’ financial behaviors while supporting an evolving array of secure and convenient payment interactions. As with most machine learning use cases such as smart cars, natural language processing and medical research, the analytic techniques used in sophisticated fraud detection strategies must be highly specialized in order to be most effective. After all, the scale and speed of financial transactions are simply too great to entrust to shallow, unproven technologies.

For Industries: 
Banking
Overview

FICO’s Adaptive Analytics use self-learning AI to dynamically adjust underlying fraud models based on feedback from frontline fraud analysts. This feedback loop utilizes current case dispositions to identify emerging fraud trends and reduce false positives by understanding legitimate, yet atypical, consumer behavior changes. The results have been proven to improve fraud detection by 10% at a constant review rate.

For Industries: 
Banking
Overview

The FICO® Risk and Affordability Decision Suite, powered by Equifax®, is a new RegTech (regulatory technology) solution designed to help lenders address compliance requirements to accurately assess customer affordability, creditworthiness and risk within their existing FICO® TRIAD® Customer Manager platform while contributing insight into stress and impairment calculations.

An end-to-end managed service, this RegTech solution provides a greater level of granularity and foresight into the current and potential future state of a borrower to determine the most appropriate strategy for each customer to be implemented through TRIAD Customer Manager — and still open to innovation and adaption as market needs change.

The FICO Risk and Affordability Decision Suite incorporates a series of pre-configured decision keys, calculated at Equifax and seamlessly delivered to your host platform for consumption in TRIAD Customer Manager.

For Industries: 
Banking, Government
Overview

The General Data Protection Regulation (GDPR) is a broad yet necessary set of reforms aimed at strengthening the protection of consumer data throughout the European Union (EU). The full impact of the regulation extends well beyond the EU and will affect the data security practices of global organizations that manage personal data of EU citizens. While the regulation was adopted in 2016, organizations have until May of 2018 to fully comply.

Overview

FICO Delivery Options are packages of services that let you find your own right starting point: Rapid, basic implementation at a flat price? À la carte services? A bucket of consulting hours for whatever you need? Fully custom, from-scratch FICO® Debt Manager™ Solution implementation? Getting off to a great start with Debt Manager implementation accelerates application adoption. It also affects how long it takes your people to become comfortable and adept with the software and how soon you see ROI.

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