Overview

With the constant threat of data breaches and malware attacks, cybersecurity is a complex challenge for organizations across all industries. Rather than adding more complexity to your environment, FICO® Falcon® Cybersecurity Analytics simplifies and improves your ability to detect and prioritize threats on your network, leveraging the predictive power of streaming analytics and advanced threat detection technology.

Overview

No matter where your institution is along the path to meeting the Impairment of Financial Assets requirements of the Financial Accounting Standards Board’s (FASB) Current Expected Credit Loss (CECL) model, you face challenges. Apart from mastering the complexities of modeling forward - looking lifetime loss estimates from new account origination, you need the means to perform these demanding calculations—involving more data and models—and a means to assess scenario impact to forecast your outcomes. You need to facilitate dialog between Risk and Finance. And while implementing your solution, you must start transitioning your origination targeting and credit lifecycle strategies to deliver the results you want under the new conditions.

Overview

Consumers shopping for and financing a new or used vehicle have more choices than ever before. Empowered by digital delivery channels such as self-service and mobile, individuals are now able to rapidly find the vehicle and loan that best fits their needs. In this environment, a growing number of new market entrants are jostling with traditional lenders to acquire market and mind share. The winners will be those organizations that are able to consistently deliver a fast, painless and compelling buying experience.

Overview

The traditional workbench, with its sturdy platform and array of tools within arm’s reach, allows a craftsman to build just about anything. FICO® Analytics Workbench™ is the software counterpart for data science professionals. It provides an integrated set of state-of-the-art analytics capabilities to build better decisions. From this work space, you can apply a wide range of analytic techniques and algorithms, both from leading open source projects and from FICO’s own IP portfolio. You can write and run code in a variety of languages and you can ingest big or small data and then explore, manipulate and visualize that data, directly from the workbench. Because the workbench runs on Apache Spark, it can easily scale to any size data. And because it leverages the FICO® Decision Management Platform, deploying new models and strategies into production is fast and easy.

For Industries: 
Banking
Overview

Embed the power of advanced analytics into your deposit fee strategies

Today, most banks charge nominal fees for various deposit-related services, such as overdraft charges, ATM fees, minimum balance fees, service charges, etc. When customers request refunds for fees charged, each outcome materially impacts the bottom line – not to mention the bank’s reputation, depending on how these requests are handled.

To be successful in balancing business needs with customer satisfaction, banks need to rise above subjective decision-making and implement targeted analytics. FICO® Deposit Fee Refund Solution empowers business managers to develop analytically derived models and decision rules to implement fee refund strategies at the customer level. The strategies are seamlessly and immediately deployed to the front line to provide intelligent and actionable refund decisions for each customer. Consistent, transparent and strategic actions, applied across all channels, helps boost customer service while driving governance and helping boost fee income (generally between $5 and $10 per account).

For Industries: 
Utilities & Energy
Overview

Although new sources of energy continue to proliferate and diversify, energy and utility organization face intense pressure to drive customer-centricity and efficiency, and reduce time-to-market for new services and products. When every misstep can have exponential legal and human ramifications, businesses need to be able to demonstrate traceability and consistency at every level. With this magnitude of industry disruption, it has become critical for energy and utility companies to leverage advanced decisioning capabilities that are flexible and future-looking, while delivering the solving power and rapid deployment needed to evolve rapidly and ultimately digitize their businesses.
 
FICO Decision Management Suite provides a next-generation advanced analytics platform that can help any business operating within the energy and utility lifecycle transform capabilities such as demand and load forecasting, energy pricing and analysis, customer onboarding and lifecycle management, and internal operations such as predictive maintenance (AI/machine learning). Available in the cloud or on-premises, Decision Management Suite can help you can monetize your existing third party and open source analytic investments while adding critical capabilities like optimization, intelligent communications and decision modeling. It also empowers lines of business and analytic/data experts to build and deploy powerful analytic applications rapidly, with faster ROI than ever before possible.

For Industries: 
Government
Overview

Every state tax agency audit program is mandated to review records for integrity and empower taxpayers with education. While some businesses make honest mistakes, others actively try to evade their filing and payment requirements by hiding and underreporting sales, whether by obfuscating their true income through cash register alterations or by not recording certain sales altogether. Despite these tactics, data leaves a trail that sophisticated statistical models can uncover.

For Industries: 
Banking
Overview

Debt management across the globe has recently undergone a series of shifts that have created a “perfect storm” for collections organizations. There is enormous pressure on organizations collecting and recovering debt to cut operating costs, while remaining ready to support aggressive enterprise growth initiatives at a time of rising delinquencies. Furthermore, it is almost impossible to keep up with the sweeping shifts that have reinvented how debt can be collected. Constrained resources and unpredictable regulatory and compliance guidelines have changed the collections industry on a large scale. 

In order to survive — and ultimately thrive — organizations need market leading automation and analytics that help to navigate today’s turbulent environment.

For Industries: 
Banking
Overview

FICO® Score Validation Services provide the expert analytic resources and proven framework needed to overcome the barriers to upgrading to a more current and powerful FICO® credit risk score. Whether challenging your in-house or legacy bureau scores or benchmarking a score to incorporate into your strategies, FICO can guide you to a sound decision to upgrade. While lenders acknowledge the significant benefits from adopting the latest analytic innovations, the process of adoption can be time-consuming and challenging.

For Industries: 
Banking
Overview

FICO® Score Validation Service provides the expert analytic resources and framework needed to overcome the barriers to evaluating the more current and powerful FICO® Score 9. Whether challenging your in-house models or legacy bureau scores, FICO can guide you to a sound decision and practice to upgrade. While lenders acknowledge the significant benefits from adopting the latest analytic innovations, the process of
validation can be time-consuming and challenging.

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