For Industries: 
Banking
Overview

Debt management across the globe has recently undergone a series of shifts that have created a “perfect storm” for collections organizations. There is enormous pressure on organizations collecting and recovering debt to cut operating costs, while remaining ready to support aggressive enterprise growth initiatives at a time of rising delinquencies. Furthermore, it is almost impossible to keep up with the sweeping shifts that have reinvented how debt can be collected. Constrained resources and unpredictable regulatory and compliance guidelines have changed the collections industry on a large scale. 

In order to survive — and ultimately thrive — organizations need market leading automation and analytics that help to navigate today’s turbulent environment.

For Industries: 
Banking
Overview

FICO® Score Validation Services provide the expert analytic resources and proven framework needed to overcome the barriers to upgrading to a more current and powerful FICO® credit risk score. Whether challenging your in-house or legacy bureau scores or benchmarking a score to incorporate into your strategies, FICO can guide you to a sound decision to upgrade. While lenders acknowledge the significant benefits from adopting the latest analytic innovations, the process of adoption can be time-consuming and challenging.

For Industries: 
Banking
Overview

FICO® Score Validation Service provides the expert analytic resources and framework needed to overcome the barriers to evaluating the more current and powerful FICO® Score 9. Whether challenging your in-house models or legacy bureau scores, FICO can guide you to a sound decision and practice to upgrade. While lenders acknowledge the significant benefits from adopting the latest analytic innovations, the process of
validation can be time-consuming and challenging.

Overview

Imagine having all of your data, decision rules and analytics connected by a single platform that allows you to share data and decision components across all enterprise applications, across the entire company. And on top of that, you have the ability to execute instantly via multiple engines and then continuously track the performance of the decisions being made. This future is now possible with FICO® Decision Management Platform.

For Industries: 
Capital Markets, Banking, Agencies
Overview

Consumer banking behaviors and preferences are evolving at a rapid pace. In recent years we’ve seen dramatic increases in the usage of mobile payments, eWallets, and peer-to-peer payment apps, just to name a few examples. For the most part, these changes have improved the consumer banking experience and made global payments more convenient and efficient. But these changes are also pushing transaction review and fraud detection processes to evolve as well.

For Industries: 
Banking
Overview

Embed analytic precision into your overdraft line strategies

 

As banks begin to reap the rewards associated with applying advanced analytics to credit accounts, they are now looking to use the same techniques for improving deposit processes and decisions, as well as customer experience and revenue. Overdrafts are an integral component of a successfully managed deposit business with overdraft fees driving more than 50% of all deposit noninterest revenue; however, most banks set deposit overdraft limits at the product or segment level, limiting risk exposure but also affecting profit potential and customer satisfaction.

 

FICO® Deposit Overdraft Line Optimizer leverages powerful, flexible advanced analytics to determine overdraft limits for deposit accounts based on account conditions and customer risk. It can help you improve the amount of time an account is in overdraft, reducing the risk of charge-offs. It also sets limits at the account level with full transparency to help ensure all customers are treated fairly. Download our solution sheet to learn how it can help your organization drive profit, compliance and customer satisfaction.

For Industries: 
Banking
Overview

Small businesses seeking loans have more choices today — including an increasing number of lenders that can autoapprove applications in minutes. To build your portfolio, you need to make faster origination decisions without increasing risk and at a low cost aligned with loan value. If you can predict risk accurately while streamlining customer experience from application to decision, you’ll increase offer acceptance rates. Freed from routine tasks, your loan experts can focus on applications needing additional attention and spend more time out in the community initiating and nurturing small business relationships.

Overview

Whether you’re a wireless provider booking customers, an online marketplace adding sellers or a payment card network recruiting partners, onboarding is a critical first step that affects how risky and rewarding new relationships turn out to be. Are you making precise data-driven decisions that maximize customer lifetime value from the start while creating a foundation for building mutual value over time? Can you consistently turn immediate success into long-term advantage by carrying forward the positive momentum, process intelligence and outcome data necessary to keep making the right decisions?

For Industries: 
Banking
Overview

FICO® Strategy Director for Retail Banking gives financial institutions easy-to-use tools to proactively manage their consumer accounts to increase revenue, decrease risk and improve customer retention. Using FICO’s industry-leading methodology for segmentation and deployment of predictive analytics, institutions can deliver fast, fully automated and compliant decisions for a broad range of banking challenges — based on each customer’s risk and relationship value. Best of all, this solution can be implemented quickly, easily and affordably — either on-premises or in the cloud.

Overview

Siron®Risk & Compliance Cockpit (Siron®RCC) provides Compliance Officers with a clear overview of compliance measures that prevent financial crime. Compliance Officers will receive a precise picture of the efficiency and the risk situation of the entire Compliance organization – for all subsidiaries and countries. Siron®RCC helps financial service providers visualize and control the measures to reduce risks in the fields of money laundering, risk analysis, financing of terrorism, and fraud.

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